Seeing Asset Recovery Group, Inc. on your credit report can hurt your credit score. If they appear as a collections account, here’s what that means—and how you can work to get them removed.
Who Is Asset Recovery Group, Inc.?
Asset Recovery Group, Inc. (ARG) is a debt collection agency based in Portland, Oregon. They collect unpaid debts on behalf of various businesses and service providers.
If they’re listed on your credit report, it usually means an unpaid account has been sent to them for collection. This often happens after missed payments go unresolved for several months.
Is Asset Recovery Group Legitimate?
Yes, Asset Recovery Group, Inc. is a real company. They’re authorized to collect debts for their clients. But never assume a debt is valid without verifying the details first.
Mistakes happen, so always check the accuracy of the account before making payments or agreeing to anything.
Who Does Asset Recovery Group Collect For?
Asset Recovery Group works with a wide range of businesses and service providers, including:
- Banks and credit unions
- Healthcare providers, hospitals, and clinics
- Physicians and surgeons
- Colleges, universities, and proprietary schools
- Utility companies
- Government agencies
- Law firms
- Retail jewelers
- Food service supply companies
- Publishing and advertising businesses
- Surgery centers
If your credit report shows a collection from ARG, the account likely started with one of these types of creditors.
How to Remove Asset Recovery Group From Your Credit Report
A collections account can stay on your credit report for up to seven years, but there are ways to work toward having it removed:
- Dispute Incorrect Information: If the debt isn’t yours or contains errors, file a dispute with the credit bureaus. They are required to investigate and fix or remove inaccurate items.
- Request Debt Validation: You can send ARG a written request asking them to prove the debt belongs to you and that the amount is correct. If they can’t validate it, they must stop collection efforts.
- Negotiate a Pay-for-Delete Agreement: Some collectors will agree to remove the account from your credit report if you pay part or all of the debt. Always get this agreement in writing before sending any money.
- Hire a Credit Repair Company: A credit repair service can help dispute inaccuracies and negotiate with collectors like Asset Recovery Group on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Asset Recovery Group?
Be careful when dealing with debt collectors. Speaking with them or making a payment can restart the clock on how long they can legally collect the debt, depending on your state’s laws.
Before taking any action, verify the debt is accurate and belongs to you. If you’re unsure how to handle it, working with a credit repair service may be the safest approach. They help remove millions of negative items from credit reports every year, including accounts from ARG.
Can Asset Recovery Group Sue You or Garnish Your Wages?
Debt collectors like Asset Recovery Group can sue to recover unpaid debts, but lawsuits are typically a last resort. Legal action costs time and money, so most collectors attempt calls, letters, and settlement offers first.
If they do sue and win in court, they could garnish your wages or place a lien on your property, depending on your state’s laws.
Asset Recovery Group, Inc. Contact Information
Address:
Asset Recovery Group, Inc.
4520 SE Belmont St, Suite 280
Portland, OR 97215
Mailing Address:
Asset Recovery Group, Inc.
PO Box 3024
Federal Way, WA 98063
Phone Numbers:
(503) 230-9522
(800) 458-6368
Common Complaints About Asset Recovery Group, Inc.
Like many collection agencies, Asset Recovery Group has received complaints with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints include:
- Inaccurate reporting of debts
- Harassment or repeated phone calls
- Failing to properly verify debts
If you feel your rights are being violated or you’re experiencing harassment, consider filing a complaint with the CFPB or BBB.
Your Rights When Dealing With Asset Recovery Group
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect you when dealing with debt collectors. Here’s what Asset Recovery Group cannot do:
- Report false or incomplete information
- Harass, threaten, or use abusive language
- Misrepresent their identity or intentions
- Threaten you with arrest or jail for unpaid debts
You also have the right to request debt validation. If you send a written request within 30 days of their first contact, they must provide proof that the debt is yours and that the amount is correct.
Get Help Removing Asset Recovery Group From Your Credit Report
Tired of dealing with collections from Asset Recovery Group? Credit Saint can help dispute inaccurate items and work to improve your credit. They’ve been helping clients for over 15 years—and they even offer a 90-day money-back guarantee.
Ready to take the next step? Visit their website or call (855) 281-1510 to learn more.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
