Seeing Avante USA on your credit report? That usually means a medical debt—or an old bill purchased by a debt buyer—has been sent to collections. Even if the balance seems small, the damage to your credit score can be long-lasting.
Here’s what you need to know about Avante USA and how to get the collection account removed from your credit report.
Who Is Avante USA?
Avante USA, LTD is a debt collection agency headquartered in Houston, Texas. They collect unpaid debts on behalf of hospitals, clinics, and other healthcare providers. They also work with debt buyers who purchase old, unpaid accounts at a discount and then try to collect the full amount.
If Avante is listed on your credit report, it means they’ve been assigned—or have purchased—a debt tied to your name.
Who Does Avante USA Collect For?
Avante USA mainly handles accounts in the medical and healthcare industries. They collect for:
- Hospitals and health systems
- Clinics and private practices
- Third-party debt buyers
So if you’ve missed a medical payment or an old bill was sold off by the original creditor, Avante may be trying to collect it now.
Is Avante USA Legitimate?
Yes, Avante USA is a real and authorized debt collection agency. They’re not a scam. But as with any collector, errors happen. That’s why it’s critical to validate the debt before making any payment.
How to Remove Avante USA From Your Credit Report
Collection accounts can stay on your report for up to seven years. If you want it gone sooner, here are the best strategies:
1. Dispute Inaccurate Information
Start by checking for reporting errors—wrong amount, incorrect dates, or an account that doesn’t belong to you. If anything’s off, file a dispute with all three credit bureaus.
2. Send a Debt Validation Letter
You have the legal right to request written proof of the debt. If Avante can’t validate the debt within 30 days, they must stop collecting and remove the account from your credit report.
3. Negotiate a Pay-for-Delete
If the debt is accurate and still collectible, offer a pay-for-delete deal. You agree to pay the debt (in full or a reduced amount), and in return, they remove it from your report. Always get the agreement in writing first.
4. Work With a Credit Repair Service
If you’d rather not handle the disputes or negotiation yourself, a credit repair professional can do it for you. They know how to deal with agencies like Avante and often achieve faster results.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Avante USA?
Not until you’ve verified the debt. Make sure it’s:
- Accurately reported
- Still within the statute of limitations
- Truly yours and not already paid
Paying without a written agreement to remove the account can leave the collection on your report—and potentially hurt your score even more.
Can Avante USA Sue or Garnish Wages?
Yes, Avante has the legal right to sue for unpaid debts. If they win the case, they could get a judgment to garnish your wages or levy your bank account. But lawsuits are expensive and often a last resort, especially for smaller debts.
They’re more likely to attempt a payment plan or negotiate a settlement before heading to court.
Avante USA Contact Information
- Mailing Address:
Avante USA
3600 S Gessner Rd, Suite 225
Houston, TX 77063 - Phone Number:
(832) 476-1740
Avante USA Complaints
Like many collection agencies, Avante USA has complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints include:
- Inaccurate debt reporting
- Failure to respond to validation requests
- Harassment or excessive phone calls
If this happens to you, file a formal complaint and dispute the item with the credit bureaus.
Know Your Rights When Dealing With Avante
Under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), you have the right to:
- Dispute any inaccurate information
- Request debt validation
- Avoid harassment or threats
- Receive clear identification from the collector
- Take legal action if your rights are violated
Don’t let collectors cross the line—use these laws to protect your credit and peace of mind.
Want Avante USA Removed From Your Credit Report?
You don’t have to figure this out on your own. Credit Saint has helped thousands of people remove collection accounts like Avante USA from their credit reports.
Their service is backed by a 90-day money-back guarantee, so there’s no risk in giving them a try.
Call (855) 281-1510 or visit their website today to schedule your free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
