AWA Collections

Who is AWA Collections?

AWA Collections, also known as Adler Wallach Associates, Inc., is a debt collection agency with operations in Dickson, Texas, and corporate offices in Orange, California. They are tasked with managing and collecting unpaid debts on behalf of their clients.

If AWA Collections is listed on your credit report as a collections account, it’s typically because you have an unpaid bill that the company is attempting to collect.

Who does AWA Collections collect for?

AWA Collections serves a diverse clientele, providing debt collection services and credit bureau reporting for various industries and sectors. Their clients include bank card and financial service providers, commercial businesses, government entities, healthcare providers, telecommunications companies, and utility companies.

Is AWA Collections legit or a scam?

AWA Collections is indeed a legitimate company. They are authorized to collect debts on behalf of their clients and operate within the guidelines and regulations set by federal and state laws regarding debt collection. Nevertheless, it’s essential to exercise caution when dealing with any collection agency. If they claim you owe a debt, it’s important to verify the debt before making any payments.

How can I remove AWA Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Adler Wallach Associates, Inc. Contact Information

Addresses:

Adler Wallach Associates, Inc.
1045 W Katella Ave
Orange, CA 92867

Adler Wallach Associates, Inc.
100 Church Street
Dickson, TN 37055

Phone number: (866) 260-3631 or (714) 771-5453

Phone numbers you may be receiving calls from: 215-876-6187, 414-276-0435, 714-771-3690, 800-916-0542, 888-416-8110, 888-771-0750

Should I contact or pay AWA Collections?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with AWA Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like AWA Collections on behalf of their clients.

Will AWA Collections sue me or garnish my wages?

AWA Collections has the legal right to sue you over an unpaid debt. If the court rules in their favor, they might be granted a judgment that could lead to wage garnishment or a levy on your bank account.

However, it’s important to understand that legal action is usually seen as a last resort due to the associated costs and time. Most likely, AWA Collections will first attempt to work out a repayment plan or negotiate a settlement.

AWA Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AWA Collections

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for AWA Collections to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• AWA Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• AWA Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• AWA Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove AWA Collections From Your Credit Report Today!

Credit Saint can assist you in disputing AWA Collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.