Who is AWA Collections?
AWA Collections, also known as Adler Wallach Associates, Inc., is a debt collection agency with operations in Dickson, Texas, and corporate offices in Orange, California. They are tasked with managing and collecting unpaid debts on behalf of their clients.
If AWA Collections is listed on your credit report as a collections account, it’s typically because you have an unpaid bill that the company is attempting to collect.
Who does AWA Collections collect for?
AWA Collections serves a diverse clientele, providing debt collection services and credit bureau reporting for various industries and sectors. Their clients include bank card and financial service providers, commercial businesses, government entities, healthcare providers, telecommunications companies, and utility companies.
Is AWA Collections legit or a scam?
AWA Collections is indeed a legitimate company. They are authorized to collect debts on behalf of their clients and operate within the guidelines and regulations set by federal and state laws regarding debt collection. Nevertheless, it’s essential to exercise caution when dealing with any collection agency. If they claim you owe a debt, it’s important to verify the debt before making any payments.
How can I remove AWA Collections from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Adler Wallach Associates, Inc. Contact Information
Addresses:
Adler Wallach Associates, Inc.
1045 W Katella Ave
Orange, CA 92867
Adler Wallach Associates, Inc.
100 Church Street
Dickson, TN 37055
Phone number: (866) 260-3631 or (714) 771-5453
Phone numbers you may be receiving calls from: 215-876-6187, 414-276-0435, 714-771-3690, 800-916-0542, 888-416-8110, 888-771-0750
Should I contact or pay AWA Collections?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with AWA Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like AWA Collections on behalf of their clients.
Will AWA Collections sue me or garnish my wages?
AWA Collections has the legal right to sue you over an unpaid debt. If the court rules in their favor, they might be granted a judgment that could lead to wage garnishment or a levy on your bank account.
However, it’s important to understand that legal action is usually seen as a last resort due to the associated costs and time. Most likely, AWA Collections will first attempt to work out a repayment plan or negotiate a settlement.
AWA Collections Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with AWA Collections
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for AWA Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- AWA Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- AWA Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- AWA Collections cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove AWA Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing AWA Collections accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
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