Bass & Associates


Is Bass & Associates hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Bass & Associates?

Bass & Associates, P.C. is a debt collection agency headquartered in Tucson, Arizona. Their role is to manage and recover debts on behalf of creditors who have been unable to collect the amount due from borrowers.

You may encounter Bass & Associates listed on your credit report as a collections account, especially if you have an unpaid bill or defaulted student loans.

Who does Bass & Associates collect for?

Bass & Associates focuses particularly on two areas of debt collection: student loan collections and probate debt. In the case of defaulted student loans, they often operate on behalf of the US Department of Education. This means if you’ve defaulted on your student loan debt, it’s likely that Bass & Associates is the agency trying to collect the amount due from you.

Their specialization in probate debt collection involves handling debts of a deceased person’s estate, ensuring that all debts are properly addressed and paid out of the estate’s assets before distribution to heirs or beneficiaries.

Is Bass & Associates legit or a scam?

Bass & Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Bass & Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Bass & Associates, P.C. Contact Information


Bass & Associates, P.C.
3936 E. Ft Lowell Rd
Tucson, AZ 85712

Phone number: (888) 283-4624 or (520) 577-1544

Should I contact or pay Bass & Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Bass and Associates on behalf of their clients.

Will Bass and Associates sue me or garnish my wages?

Whether Bass & Associates, or any debt collection agency, will sue you or garnish your wages depends on several factors, including the specifics of your debt and the laws in your state.

In general, debt collection agencies can sue borrowers for unpaid debts. If a collection agency sues you and wins a judgment, it may have the ability to garnish your wages or take other steps to collect the debt, depending on your state’s laws.

However, when it comes to student loans, the rules are somewhat different. For federal student loans, the U.S. Department of Education and their loan servicers, like Bass & Associates, can garnish wages without a court order if a borrower defaults on a loan.

Bass & Associates, P.C. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Bass & Associates, P.C.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Bass and Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Bass & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Bass & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Bass & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Bass & Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Bass & Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.