Who is Benuck & Rainey?
Benuck & Rainey, Inc is a debt collection agency located in Lee, New Hampshire. They collect debts on behalf of creditors who have been unsuccessful in obtaining payment for their services or products.
If you see Benuck & Rainey on your credit report, it’s typically a sign of a bill that has remained unpaid for a significant period and has been transferred to a collection agency.
Who does Benuck & Rainey collect for?
Benuck & Rainey has a broad client base encompassing a variety of industries. Their clients range from commercial entities to construction services, financial institutions, insurance companies, leasing companies, manufacturers, medical facilities, and telecommunications companies.
Is Benuck & Rainey legit or a scam?
Benuck & Rainey is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Benuck & Rainey from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Benuck & Rainey, Inc. Contact Information
Benuck & Rainey, Inc.
25 Concord Rd
Lee, NH 03861
Benuck & Rainey, Inc.
221 Old Concord Tpke
Barrington, NH 03825-5155
Phone number: (603) 868-5566 or (888) 697-5566
Should I contact or pay Benuck & Rainey?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Benuck & Rainey is to work with a credit repair professional. They help remove millions of negative items every year from companies like Benuck & Rainey, Inc. on behalf of their clients.
Will Benuck & Rainey sue me or garnish my wages?
In general, a debt collector such as Benuck & Rainey is entitled to sue you in court to collect the debt you owe. If they win the case, the court will issue a judgment against you, which may allow the collector to garnish your wages or bank accounts, or place liens on your property. However, every situation is unique and depends on various factors such as your specific debt, your state laws, and the company’s policies.
Benuck & Rainey, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Benuck & Rainey, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Benuck & Rainey to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Benuck & Rainey may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Benuck & Rainey must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Benuck & Rainey cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Benuck & Rainey From Your Credit Report Today!
Credit Saint can assist you in disputing Benuck & Rainey accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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