Who is BRG Collections?
BRG Collections, LLC, also known as Bison Recovery Group, is a debt collection agency that is based in Roswell, Georgia. Their role is to recover unpaid debts that have been assigned to them by various creditors.
If you notice BRG Collections or Bison Recovery Group on your credit report as a collections account, it typically indicates that you owe a debt that has been transferred to them for collection. This usually occurs when a bill remains unpaid for a significant period.
Who does BRG Collections collect for?
BRG Collections works on behalf of a wide range of businesses and entities to recover unpaid debts. These could include financial institutions, healthcare providers, utilities companies, and others. BRG Collections essentially works as an intermediary between these businesses and individuals with outstanding debts.
Is BRG Collections legit or a scam?
BRG Collections is a legitimate company. However, as with many collection agencies, they may engage in persistent tactics, such as frequent phone calls, text messages, or emails, in their attempts to collect a debt.
How can I remove BRG Collections from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your credit report, you can start by disputing any errors related to the account with the credit bureaus. If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal.
Another option is to work with a credit repair service that specializes in challenging collections.
BRG Collections, LLC / Bison Recovery Group Contact Information
Address:
Bison Recovery Group
4408 Milestrip Ste #211
Blasdell, NY 14219
Phone number: (706) 716-3057
Should I contact or pay BRG Collections, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with this is to work with a credit repair professional. They help remove millions of negative items every year from companies like BRG Collections, LLC on behalf of their clients.
Will BRG Collections sue me or garnish my wages?
BRG Collections has the legal authority to sue for unpaid debts. If they successfully win a lawsuit, they could obtain a court order to garnish your wages or levy your bank account.
However, the decision to sue a debtor is often complex and costly, and it’s generally reserved for instances where the unpaid debt is substantial and there’s a reasonable expectation of collecting on that debt.
BRG Collections, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you may also want to file a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with BRG Collections, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for BRG Collections, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- BRG Collections, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- BRG Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- BRG Collections cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove BRG Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing BRG Collections accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
