Who is BRG Collections?
BRG Collections, LLC, also known as Bison Recovery Group, is a debt collection agency that is based in Roswell, Georgia. Their role is to recover unpaid debts that have been assigned to them by various creditors.
If you notice BRG Collections or Bison Recovery Group on your credit report as a collections account, it typically indicates that you owe a debt that has been transferred to them for collection. This usually occurs when a bill remains unpaid for a significant period.
Who does BRG Collections collect for?
BRG Collections works on behalf of a wide range of businesses and entities to recover unpaid debts. These could include financial institutions, healthcare providers, utilities companies, and others. BRG Collections essentially works as an intermediary between these businesses and individuals with outstanding debts.
Is BRG Collections legit or a scam?
BRG Collections is a legitimate company. However, as with many collection agencies, they may engage in persistent tactics, such as frequent phone calls, text messages, or emails, in their attempts to collect a debt.
How can I remove BRG Collections from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
BRG Collections, LLC / Bison Recovery Group Contact Information
Address:
Bison Recovery Group
4408 Milestrip Ste #211
Blasdell, NY 14219
Phone number: (706) 716-3057
Should I contact or pay BRG Collections, LLC?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with this is to work with a credit repair professional. They help remove millions of negative items every year from companies like BRG Collections, LLC on behalf of their clients.
Will BRG Collections sue me or garnish my wages?
BRG Collections has the legal authority to sue for unpaid debts. If they successfully win a lawsuit, they could obtain a court order to garnish your wages or levy your bank account.
However, the decision to sue a debtor is often complex and costly, and it’s generally reserved for instances where the unpaid debt is substantial and there’s a reasonable expectation of collecting on that debt.
BRG Collections, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you may also want to file a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with BRG Collections, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for BRG Collections, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- BRG Collections, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- BRG Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- BRG Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove BRG Collections From Your Credit Report Today!
Lexington Law can assist you in disputing BRG Collections accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
