Who is Business Revenue Systems?
Business Revenue Systems, Inc. (BRS) is a debt collection agency based in Fort Wayne, Indiana. Their primary function is to help creditors recoup monies owed by debtors.
If you’ve neglected to pay a bill, BRS might be assigned the task of collecting that overdue debt. As a result, you could see their name appear on your credit report as a collections account.
Who does Business Revenue Systems collect for?
BRS specializes in debt recovery services for healthcare providers. They collect various types of debts, which might include unpaid medical bills resulting from hospital stays, doctor’s visits, surgeries, and other medical procedures.
Is Business Revenue Systems legit or a scam?
Business Revenue Systems, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Business Revenue Systems, Inc. from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Business Revenue Systems, Inc. Contact Information
Address:
Business Revenue Systems, Inc.
2419 Spy Run Ave
Fort Wayne, IN 46805
Phone number: (800) 947-3030
Should I contact or pay Business Revenue Systems, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Business Revenue Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Business Revenue Systems, Inc. on behalf of their clients.
Will Business Revenue Systems, Inc. sue me or garnish my wages?
While Business Revenue Systems, Inc. has the ability to file a lawsuit for an unpaid debt, it’s not a guarantee they will. The decision to sue can depend on various factors, including the size of the debt and the likelihood of collecting. If they do obtain a court judgment against you, they could potentially garnish your wages to satisfy the debt. This depends on the specific laws of your state.
However, many collection agencies prefer to avoid legal action, if possible, because of the cost and time involved. They might be willing to negotiate a payment plan or debt settlement.
Business Revenue Systems, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Business Revenue Systems, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Business Revenue Systems, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Business Revenue Systems, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Business Revenue Systems, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Business Revenue Systems, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Business Revenue Systems From Your Credit Report Today!
Credit Saint offers assistance with disputing Business Revenue Systems collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
