Is Business Revenue Systems, Inc. Hurting Your Credit?

If Business Revenue Systems, Inc. has shown up on your credit report, it likely means you have an unpaid debt in collections. These accounts can damage your credit score and stay on your report for years, so it’s important to know your options.

Here’s how to deal with Business Revenue Systems and work toward removing them from your credit report.

Who Is Business Revenue Systems, Inc.?

Business Revenue Systems, Inc. (BRS) is a debt collection agency based in Fort Wayne, Indiana. Their job is to collect unpaid debts on behalf of their clients.

If you have an overdue account, BRS may be assigned to collect the money. Once they get involved, their name often appears on your credit report as a collection account.

Who Does Business Revenue Systems Collect For?

BRS focuses mainly on collecting debts for healthcare providers. This often includes:

• Unpaid hospital bills
• Outstanding balances from doctor’s visits
• Medical expenses from surgeries or other procedures

If you see Business Revenue Systems on your credit report, it likely means a medical debt has been turned over to collections.

Is Business Revenue Systems Legitimate or a Scam?

Business Revenue Systems, Inc. is a real, licensed debt collection agency. They’re authorized to collect debts on behalf of their clients.

However, never assume a debt is valid without proper verification. Always ask for proof before making any payment.

How to Remove Business Revenue Systems From Your Credit Report

A collection account can hurt your credit score for up to seven years, but there are ways to address it:

• Dispute Inaccurate Information: Check your credit report carefully. If details like the balance, dates, or account information are wrong, file a dispute with the credit bureaus.
• Request Debt Validation: You have the right to ask Business Revenue Systems to prove the debt is yours. Send a debt validation letter. If they can’t verify it, the account must be removed.
• Negotiate a Pay-for-Delete: Some collection agencies will agree to remove the account from your credit report in exchange for payment. It’s not guaranteed, but it’s worth asking.
• Work With Credit Repair Experts: If handling the process yourself feels overwhelming, professional credit repair companies can challenge inaccurate negative items on your behalf.

Should You Contact or Pay Business Revenue Systems?

Before paying anything, confirm that the debt is accurate and still legally collectible. Debts that are too old may fall outside your state’s statute of limitations. Making a payment can reset the clock, so be cautious.

If you’re unsure how to proceed, working with a trusted credit repair company can help you avoid costly mistakes.

Can Business Revenue Systems Sue You or Garnish Your Wages?

Business Revenue Systems can take legal action to collect a debt, but it doesn’t always happen. They may consider factors like:

• The amount owed
• Your financial situation
• The cost of legal proceedings

If they sue and win the case, they could:

• Garnish your wages
• Levy your bank account

These actions depend on state laws. Lawsuits can be expensive for collection agencies, so they often try to work out a payment plan before going to court.

How to Contact Business Revenue Systems, Inc.

Here’s their contact information:

• Address:
  Business Revenue Systems, Inc.
  2419 Spy Run Ave
  Fort Wayne, IN 46805
• Phone Number:
  (800) 947-3030

Complaints About Business Revenue Systems

Many collection agencies, including Business Revenue Systems, have complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Common complaints include:

• Inaccurate information on credit reports
• Failure to verify debts
• Harassment or repeated calls

If your rights are being violated, you can file a complaint with these agencies.

Your Rights Under Federal Law

The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) protect you from unfair treatment by debt collectors. These laws give you important rights, including:

• Debt collectors cannot report false or incomplete information to the credit bureaus
• You can demand written proof of the debt with a debt validation letter
• They cannot threaten, harass, or use abusive language
• They must clearly state they are a debt collection agency when contacting you
• They cannot threaten arrest or legal action they don’t intend to pursue

Get Help Removing Business Revenue Systems From Your Credit Report

Dealing with collection accounts can feel overwhelming. Credit Saint has over 15 years of experience helping clients dispute inaccurate information on their credit reports. They even offer a 90-day money-back guarantee for added confidence.

If you want help removing negative items from Business Revenue Systems or other collection agencies, they’re a great place to start.

Visit their website or call (855) 281-1510 to learn more.