Who is CBC LLC?
CBC LLC, also known as CBC Collections, LLC, is a third-party collection agency based in Blountville, Tennessee. They specialize in collecting unpaid debts on behalf of other businesses or entities.
If you’ve been contacted by CBC LLC or see them appear on your credit report, it typically signifies a debt that you’ve been unable to pay. This could be a medical bill, utility bill, or other type of unpaid expense.
Who does CBC LLC collect for?
CBC LLC provides debt collection and account servicing for healthcare systems. This means they primarily deal with medical debts, which can range from unpaid hospital bills to delinquent accounts related to other healthcare services.
Is CBC LLC legit or a scam?
CBC LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s essential to verify any claims they make about debts you supposedly owe.
How can I remove CBC Collections from my credit report?
CBC LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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CBC LLC Contact Information
2016 TN-75 Ste 6
Blountville, TN 37617
Phone number: (423) 354-0035 or (800) 580-0035
Should I contact or pay CBC LLC?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with CBC LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like CBC LLC on behalf of their clients.
Will CBC LLC sue me or garnish my wages?
CBC LLC does have the legal right to sue you in court if you fail to repay a debt. If they win a judgment against you, depending on your state’s laws, they may be able to garnish your wages, levy your bank accounts, or put a lien on your property until the debt is paid. However, these are usually last resort measures and many collection agencies prefer to avoid legal action if possible due to the costs and time involved.
CBC LLC Complaints
Most debt collection agencies like CBC Collections have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a deb.t. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with CBC LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for CBC LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- CBC LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- CBC LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- CBC LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove CBC LLC From Your Credit Report Today!
Credit Saint can assist you in disputing CBC collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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