CBCS Collections

Who is CBCS?

Credit Bureau Collection Services, Inc. (CBCS) is a well-established debt collection agency known for its aggressive collection practices. They have offices in Columbus, Ohio and Jacksonville, Florida. As of a recent rebranding, CBCS is now known as Revco Solutions, Inc.

If CBCS, or now Revco Solutions, appears on your credit report as a collections account, it usually indicates an unpaid debt they are attempting to collect. Their debt recovery process often involves frequent communication with the debtor, which can come in the form of phone calls, letters, or emails.

Who does CBCS collect for?

CBCS collects debts for a wide range of companies across several industries. They specialize in recovering unpaid debts for businesses within the healthcare, utility, and financial sectors. These companies typically hire CBCS when they have outstanding debts from customers that they have been unable to collect.

Is CBCS Collections legit or a scam?

Despite their persistent and sometimes aggressive collection methods, CBCS Collections is a legitimate debt collection company. However, like many collection agencies, they might frequently contact you via phone calls, text messages, or emails to recover the debt.

How can I remove CBCS Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Bureau Collection Services, Inc. / CBCS / Revco Solutions Contact Information

Address:

CBCS Collections
250 E Broad St. Ste 2100
Columbus, OH 43215-3754

Mailing address:

CBCS Collections
PO Box 1810
Columbus, OH 43215

Phone number: (855) 202-0113

Should I contact or pay CBCS Collections?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the CBCS collection account will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with CBCS Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like CBCS Collections on behalf of their clients.

Will CBCS Collections sue me or garnish my wages?

As a debt collection agency, CBCS Collections is legally entitled to sue you for an unpaid debt. If they win the lawsuit, they might be granted a court judgment that could potentially allow them to garnish your wages or levy your bank account, depending on your state’s laws.

However, it’s important to note that wage garnishment is generally considered a last resort after all other attempts to collect the debt have been exhausted. The process requires court approval and varies from state to state, with some states offering more protections for consumers than others.

CBCS Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CBCS Collections

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for CBCS Collections to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• CBCS Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• CBCS Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• CBCS Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Proof of Collections Removed:

Remove CBCS From Your Credit Report Today!

Credit Saint can assist you in disputing CBCS collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.