CBCS Collection Agency

Who is CBCS?

Credit Bureau Collection Services, Inc. (CBCS) is an aggressive debt collection agency with locations in Columbus, Ohio and Jacksonville, Florida.

You may see them listed on your credit report as a collections account. This can happen if you owe a creditor money and they’ve hired someone to collect that money.

Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection may even lower your credit score.

However, it is possible to have it removed before 7 years and you may not even have to pay it.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that may be able to help you fix your credit. You may not even have to pay any of the debts on your credit report.

In addition to collections, Lexington Law may also be able to help you remove other inaccurate information from your credit report. These items include inquiries, late payments, charge offs, foreclosures, repossessions, judgments, liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Should I contact or pay CBCS?

Nothing good can come from contacting a collection agency. And making payments on the debt will reset the clock. Not only will it not help your credit, but it could actually make it worse.

The best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like CBCS for millions of clients nationwide.

Have You Been Getting Calls From CBCS?

If CBCS collection agency has been calling you, don’t panic. Make sure they can provide details for the bills you owe and the account information is correct.

Debt collectors are after your money however they can get it. But, the burden of proof is on them to show you actually owe what they say you owe.

Many times their information is wrong and they try to collect a debt that doesn’t exist or accounts that have been paid in full.

Validate the Debt First

If you think CBCS is off-base by trying to collect from you, the first thing you should do is to ask them for a validation letter.

In addition to the validation letter, you may also consider sending them a cease and desist letter, or filing a complaint against them with your state’s attorney general office or the FTC.

stressed out woman

Try to Make a Deal

If a debt collector like CBCS is able to show you that your debt is valid, try to get them to make some concessions before you pay them. Again, they just want your money, and to them, some money is better than no money.

Ask them if they will accept payment of a lower amount to settle the account. Also, ask them to remove any negative marks that have already been reported to credit bureaus before you pay them – sometimes they will agree to this. Whatever they may agree to do, be sure to get it in writing!

CBCS Contact Information


250 E Broad St Ste 2100
Columbus, OH 43215-3754

Mailing address:

PO Box 1810
Columbus, OH 43215

Website: https://www.cbcsnational.com

Phone number: (855) 202-0113

The Best Way to Remove CBCS from Your Credit Report

Lexington Law specializes in disputing CBCS accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

Proof of Collections Removed:

CBCS removed from TransUnion

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.

Since 1991, Lexington Law has provided professional credit repair services and experienced support to hundreds of thousands of people. Their many years of experience has helped them develop and refine their services to deliver optimal results.

If you’re sick of having bad credit, let the professionals take care of it for you. They can delete all kinds of negative items from your credit reports, including bankruptcies, foreclosures, repossessions, charge offs, judgments, tax liens, collections, and more.

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