CBS Collections


Is CBS Collections hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is CBS Collections, Inc.?

CBS Collections, Inc., also known as Credit Bureau Services, is a reputable debt collection agency based in Spokane, Washington. They specialize in recovering unpaid debts on behalf of a wide range of businesses and service providers.

When a consumer defaults on a payment, the original creditor often hires or sells the debt to a collection agency like CBS Collections to retrieve the outstanding amount. Therefore, if you find CBS Collections listed on your credit report as a collections account, it typically indicates that you have an unpaid bill which CBS Collections is trying to collect.

Who does CBS Collections collect for?

CBS Collections offers its debt collection services to a diverse range of clients across various industries. Their clientele includes companies operating in the business-to-business sector, the construction industry, financial services, health clubs, medical institutions, professional services, and utility providers.

Is CBS Collections legit or a scam?

CBS Collections is a legitimate debt collection company, licensed and authorized to collect unpaid debts on behalf of their clients. They operate within the rules and regulations that govern the debt collection industry. However, it’s critical for consumers to confirm the validity of any debts that CBS Collections claims are owed.

How can I remove CBS Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

CBS Collections, Inc. / Credit Bureau Services Contact Information


CBS Collections
521 W Maxwell Ave
Spokane, WA 99201

Phone number: (509) 324-1220 or (800) 572-3218

Should I contact or pay CBS Collections, Inc.?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with CBS Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like CBS Collections on behalf of their clients.

Will CBS Collections, Inc. sue me or garnish my wages?

CBS Collections, Inc. has the authority to sue you for the unpaid debt. If they win the lawsuit and a judgment is issued in their favor, they might be able to garnish your wages, levy your bank account, or even place a lien on your property, depending on your state’s laws.

However, keep in mind that these are usually last-resort measures. Before things escalate to a lawsuit, you often have the opportunity to negotiate a payment plan or a settlement with the collection agency. If you believe the debt isn’t yours, you can dispute it.

CBS Collections, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CBS Collections, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for CBS Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • CBS Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • CBS Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • CBS Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove CBS Collections From Your Credit Report Today!

Credit Saint can assist you in disputing CBS Collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.