CBSA Collections


Is CBSA Collections hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is CBSA Collections?

CBSA Collections, also known as Credit Bureau Services Association, is a debt collection agency based in Stillwater, Oklahoma. As a third-party debt collector, they are tasked with pursuing overdue bills on behalf of different creditors.

If you notice CBSA Collections on your credit report, it implies that the company is attempting to recover a debt you owe, which can occur if a bill isn’t paid in due time.

Who does CBSA Collections collect for?

CBSA Collections provides services to various types of creditors, with a particular focus on the medical, utilities, and student loan sectors. These creditors may include hospitals and healthcare providers, utility companies, and educational institutions or lenders.

Is CBSA Collections legit or a scam?

CBSA Collections is a legitimate debt collection agency. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them about a debt, it’s important to verify the debt’s validity before agreeing to any payments.

How can I remove CBSA Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

CBSA Collections Contact Information


CBSA Collections
123 W 7th Ave Ste 300
Stillwater, OK 74074

Mailing address:

CBSA Collections
P.O. BOX 1929
Stillwater, OK 74076

Phone number: (405) 372-1693

Should I contact or pay CBSA Collections?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with CBSA is to work with a credit repair professional. They help remove millions of negative items every year from companies like CBSA Collections on behalf of their clients.

Will CBSA Collections sue me or garnish my wages?

CBSA Collections does have the legal right to sue you in court for the unpaid debt. If they win the lawsuit, they may be granted a judgment which could lead to wage garnishment, a bank levy, or even a lien on certain assets. However, they typically resort to these measures only when other collection attempts, such as calls and letters, have been unsuccessful.

CBSA Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by CBSA Collections, you should also file a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CBSA Collections

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for CBSA Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • CBSA Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • CBSA Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • CBSA Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove CBSA Collections From Your Credit Report Today!

Credit Saint can assist you in disputing CBSA collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.