How to Remove CF Medical, LLC From Your Credit Report

If you’ve noticed CF Medical, LLC listed on your credit report, you’re likely dealing with a collection account. These accounts can damage your credit score and stay on your report for up to seven years if you don’t take action.

Here’s what to know about CF Medical, LLC and how to work toward removing their collection account from your credit report.

Who Is CF Medical, LLC?

CF Medical, LLC is a debt collection agency. Although they are often associated with Florida, their main office is listed in Las Vegas, Nevada. They work with creditors to recover unpaid debts, primarily in the healthcare industry.

If they appear on your credit report, it means a medical bill has been sent to collections.

Who Does CF Medical, LLC Collect For?

CF Medical, LLC focuses on collecting past-due medical debts. Their clients often include hospitals, clinics, and healthcare providers looking to recover unpaid bills.

If you’ve had unresolved medical bills, there’s a chance the account was turned over to them for collection.

Is CF Medical, LLC Legitimate?

Yes, CF Medical, LLC is a real debt collection agency. They are authorized to collect debts on behalf of their clients. However, errors happen frequently with medical collections, so never assume the account is valid without verifying the details.

How to Remove CF Medical, LLC From Your Credit Report

Collection accounts from CF Medical, LLC can lower your credit score, but there are ways to address them:

• Dispute Inaccuracies: Review your credit report carefully. If the debt isn’t yours or the details are incorrect, dispute it with the credit bureaus.
• Request Debt Validation: You have the right to ask CF Medical, LLC to prove the debt is yours and that the amount is correct. They must provide written verification if you request it.
• Negotiate a Pay-for-Delete: If the debt is accurate, you can try to negotiate a pay-for-delete agreement. This involves offering payment in exchange for the account being removed from your credit report. Always get the agreement in writing.
• Work With a Credit Repair Service: Many people prefer to have professionals handle the process of disputing collections and other negative items.

Should You Contact or Pay CF Medical, LLC?

Before contacting CF Medical, LLC, confirm the debt is legitimate and accurately reported. Debts can sometimes be outdated, misreported, or past the statute of limitations.

Also, making a payment may reset the clock on how long the debt affects your credit, so be careful.

Many people work with a credit repair company to help manage collections and protect their credit.

Can CF Medical, LLC Sue You or Garnish Your Wages?

CF Medical, LLC has the legal right to sue for unpaid debts. If they take you to court and win, they could pursue wage garnishment or other collection methods, depending on your state’s laws.

That said, legal action is usually a last resort. Most debt collectors prefer to arrange payments without going through the court system.

CF Medical, LLC Contact Information

Here’s how to reach CF Medical, LLC:

Address:
CF Medical, LLC
4730 S Fort Apache Road, Suite 300
Las Vegas, NV 89147

Phone: Not publicly listed

If you receive communication from them, keep records of all correspondence.

Complaints About CF Medical, LLC

Debt collectors, including CF Medical, LLC, often have complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). The most common complaints include:

• Inaccurate information on credit reports
• Failure to verify debts
• Harassment or aggressive collection tactics

If your rights are violated, consider filing a complaint with the CFPB or BBB.

Your Rights When Dealing With CF Medical, LLC

You have legal protections under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA). CF Medical, LLC cannot:

• Report false or incomplete information on your credit report
• Harass you with threats, repeated calls, or offensive language
• Misrepresent who they are or why they’re contacting you
• Threaten to have you arrested over unpaid debts

You also have the right to request written proof that the debt is valid. CF Medical, LLC must provide verification within 30 days of your request.

Get Help Removing CF Medical, LLC From Your Credit Report

If dealing with CF Medical, LLC feels overwhelming, expert help is available. Credit Saint has over 15 years of experience helping people dispute collections and improve their credit. They even offer a 90-day money-back guarantee for extra peace of mind.

To learn more, visit their website or call (855) 281-1510.