Who is Chapman Financial Services?
Chapman Financial Services (CFS), a division of MST Financial Solutions, LLC, is a debt collection agency located in Coeur d’Alene, Idaho.
You may see Chapman Financial Services listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Chapman Financial Services collect for?
Chapman Financial Services collects debts for companies in the various industries including communications, education, government, healthcare, legal, property management, rentals, utilities, and more.
Is Chapman Financial Services legit or a scam?
Chapman Financial Services is a legitimate company. However, they may repeatedly spam call, text, or email you.
How can I remove Chapman Financial Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Call Lexington Law now to learn more: (800) 220-0084
Chapman Financial Services Contact Information
Address:
Chapman Financial Services
316 N. 4th St.
Coeur d’Alene, ID 83816
Mailing address:
Chapman Financial Services
P.O. Box 7100
Coeur d’Alene, ID 83816
Phone number: (208) 667-4671 or (800) 594-9866
Should I contact or pay Chapman Financial Services?
Nothing good can come from speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Chapman Financial Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Chapman Financial Services on behalf of their clients.
And they may be able to help you too.
Will Chapman Financial Services sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Chapman Financial Services again.
Call Lexington Law to learn how they can help you.
Chapman Financial Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Chapman Financial Services does too.
Remove Chapman Financial Services From Your Credit Report Today!
Lexington Law can assist you in disputing Chapman Financial Services collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.
If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.
They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.
