Who is Chapman Financial Services?
Chapman Financial Services (CFS), a division of MST Financial Solutions, LLC, is a debt collection agency located in Coeur d’Alene, Idaho. You may see Chapman Financial Services listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to a debt collector.
Chapman Financial Services Collection Accounts
Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to have it removed before 7 years and you may not even have to pay it.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a credit repair company that helps people fix their credit. You may not even have to pay any of the debts on your credit report.
In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.
Call Lexington Law now to learn more: (800) 220-0084
Chapman Financial Services Contact Information
Address:
316 N. 4th St.
Coeur d’Alene, ID 83816
Mailing address:
P.O. Box 7100
Coeur d’Alene, ID 83816
Website: http://www.chapmanfs.com/
Phone number: (208) 667-4671 or (800) 594-9866
Should I contact or pay Chapman Financial Services?
Nothing good can come from contacting a collection agency. And making payments on the debt will reset the clock. Not only will it not help your credit, but it could actually make it worse.
The best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like Chapman Financial Services for millions of clients nationwide.
And they can help you too.
Will Chapman Financial Services sue me?
Chapman Financial Services my try to sue while attempting to collect a debt, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the debt and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Chapman Financial Services again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Chapman Financial Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It’s because they often report accounts inaccurately and/or for harassment. If you are being harassed by a debt collector, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights and Chapman Financial Services does too.
Can Chapman Financial Services collections be removed from my credit report?
Lexington Law specializes in disputing Chapman Financial Services collection accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
Get Your Collections Removed Today!
If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.