How to Remove Chapman Financial Services From Your Credit Report

Is Chapman Financial Services hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Chapman Financial Services?

Chapman Financial Services (CFS), a division of MST Financial Solutions, LLC, is a debt collection agency located in Coeur d’Alene, Idaho.

You may see Chapman Financial Services listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Chapman Financial Services collect for?

Chapman Financial Services collects debts for companies in the various industries including communications, education, government, healthcare, legal, property management, rentals, utilities, and more.

Is Chapman Financial Services legit or a scam?

Chapman Financial Services is a legitimate company. They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.

How can I remove Chapman Financial Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.

Call Lexington Law now to learn more: (800) 220-0084

Chapman Financial Services Contact Information

Address:

Chapman Financial Services
316 N. 4th St.
Coeur d’Alene, ID 83816

Mailing address:

Chapman Financial Services
P.O. Box 7100
Coeur d’Alene, ID 83816

Website: http://www.chapmanfs.com/

Phone number: (208) 667-4671 or (800) 594-9866

Should I contact or pay Chapman Financial Services?

Nothing good can come from speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The best way to handle this is to work with a credit repair professional. They delete millions of negative items every year from companies like Chapman Financial Services for millions of clients nationwide.

And they may be able to help you too.

Will Chapman Financial Services sue me or garnish my wages?

In their attempt to collect a debt, a collection agency may resort to litigation. However, if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with Chapman Financial Services again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Chapman Financial Services Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Chapman Financial Services does too.

Remove Chapman Financial Services From Your Credit Report Today!

Lexington Law specializes in disputing Chapman Financial Services collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Lexington Law.

You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.