Coast to Coast Financial Solutions

Who is Coast to Coast Financial Solutions, Inc.?

Coast to Coast Financial Solutions, Inc. (C2CFSI) is a debt collection agency located in Thousand Oaks, California. They also have locations in the following areas:

• Calabasas
• Los Angeles
• Sherman Oaks
• Simi Valley
• Southern California
• Ventura
• Westlake Village
• Woodland Hills

You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Coast to Coast Financial Solutions collect for?

C2CFSI serves many industries including the following:

• insurance
• lawn services
• media subscription
• medical/healthcare
• pest control
• security/alarm
• waste management

Is Coast to Coast Financial Solutions legit or a scam?

Coast to Coast Financial Solutions is a legitimate company. However, they may repeatedly spam call, text, or email you.

How can I remove Coast to Coast Financial Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Coast to Coast Financial Solutions, Inc. Contact Information

Address:

Coast to Coast Financial Solutions, Inc.
101 Hodencamp Rd, Ste 120
Thousand Oaks, CA 91360

Mailing address:

Coast to Coast Financial Solutions, Inc.
P.O. Box 2086
Thousand Oaks, CA 91358

Phone number: (888) 877-4700

Should I contact or pay Coast to Coast Financial Solutions?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Coast to Coast Financial Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Coast to Coast Financial Solutions on behalf of their clients.

Will Coast To Coast Financial Solutions sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with the credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Coast to Coast Financial Solutions again.

Wage Garnishment

Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Coast to Coast Financial Solutions to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.

Coast to Coast Financial Solutions, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Coast to Coast Financial Solutions, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Coast to Coast Financial Solutions to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Coast to Coast Financial Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Coast to Coast Financial Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Coast to Coast Financial Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Coast to Coast Financial From Your Credit Report Today!

Lexington Law can assist you in disputing Coast to Coast Financial accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.