Collection Bureau of America


Is Collection Bureau of America hurting your credit score?

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Who is Collection Bureau of America,Ltd.?

Collection Bureau of America, Ltd. (CBA) is a debt collection agency that operates from Hayward, California. They provide services to creditors by managing and collecting unpaid debts.

If Collection Bureau of America is listed on your credit report, it generally indicates an unpaid debt that has been handed over to them for collection.

Who does Collection Bureau of America collect for?

Collection Bureau of America serves a diverse range of industries for debt collection. They work for bottled water companies, cable providers, commercial businesses, medical institutions, municipal entities, and utility companies.

Is Collection Bureau of America legit or a scam?

Collection Bureau of America is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Collection Bureau of America from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Collection Bureau of America,Ltd. Contact Information


Collection Bureau of America
25954 Eden Landing Road
Hayward, CA 94545

Phone number: (888) 306-2045

Should I contact or pay Collection Bureau of America?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Collection Bureau of America is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Bureau of America on behalf of their clients.

Will Collection Bureau of America sue me or garnish my wages?

Collection Bureau of America, Ltd. has the legal right to sue for unpaid debts. If they secure a judgment against you in court, they may then have the authority to garnish your wages or levy your bank accounts, depending on the laws of your state.

However, it’s important to note that these actions are typically a last resort. Filing a lawsuit can be time-consuming and costly, so many debt collectors prefer to establish a repayment plan before resorting to legal action.

Collection Bureau of America, Ltd. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you may also want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Collection Bureau of America

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Collection Bureau of America to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Collection Bureau of America cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Collection Bureau of America must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Collection Bureau of America cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Collection Bureau of America Collections From Your Credit Report Today!

Credit Saint can help you dispute Collection Bureau of America accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.