If Collection Bureau of Hudson Valley is showing up on your credit report, it likely means you have an unpaid bill that has been sent to collections. This can damage your credit for years—but there are ways to handle it and potentially get it removed.
Who Is Collection Bureau of Hudson Valley?
Collection Bureau of Hudson Valley, Inc. (CBHV) is a debt collection agency based in Newburgh, New York. They work on behalf of businesses to recover unpaid debts from consumers.
Who Does Collection Bureau of Hudson Valley Collect For?
CBHV provides collection services for many industries, including:
- Communication providers
- Colleges and universities
- Energy companies
- Financial service organizations
- Government agencies
- Healthcare providers
If you’ve fallen behind on bills in any of these areas, you might see CBHV appear on your credit report.
Is Collection Bureau of Hudson Valley Legitimate?
Yes, Collection Bureau of Hudson Valley is a legitimate debt collector. They’re allowed to collect debts on behalf of their clients. But just because they’re legitimate doesn’t mean every account they report is accurate. Always verify the debt before paying.
How to Remove Collection Bureau of Hudson Valley From Your Credit Report
Collections can stay on your credit report for up to seven years. But you don’t have to just wait it out. Here are your options:
- Dispute the account with the credit bureaus if you believe it’s inaccurate.
- Send a debt validation letter asking CBHV to prove the debt is yours.
- Negotiate a pay-for-delete agreement, where they remove the account in exchange for payment.
- Work with a professional credit repair company to challenge the account on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay CBHV?
Never rush to pay a debt collector without confirming the details first. Credit reports often contain errors, and paying can sometimes restart the clock on older debts.
If you want help navigating the process, a credit repair company can handle disputes and negotiations for you.
Can Collection Bureau of Hudson Valley Sue You or Garnish Your Wages?
Debt collectors like CBHV can take legal action to collect unpaid debts. If they sue and win, they may be able to garnish your wages or levy your bank account, depending on your state’s laws.
That said, lawsuits are usually a last resort. Most collection agencies prefer to set up payment plans or settlements rather than go to court.
CBHV Complaints
Like many debt collectors, Collection Bureau of Hudson Valley has received complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include:
- Inaccurate reporting
- Harassing phone calls
- Failure to verify debts
If you’re being harassed or your rights are being violated, you can file a complaint.
Know Your Rights When Dealing With CBHV
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive tactics. For example:
- They cannot report false or incomplete information about you.
- You can request written proof that the debt is yours.
- They cannot threaten, harass, or use obscene language.
- They must be upfront about who they are and that they are a debt collection agency.
- They cannot threaten arrest or jail over unpaid debts.
Collection Bureau of Hudson Valley Contact Information
Collection Bureau of Hudson Valley, Inc.
155 N Plank Rd
Newburgh, NY 12550
Phone: (845) 561-6880 or (800) 745-1395
Remove CBHV From Your Credit Report Today
Need help dealing with Collection Bureau of Hudson Valley? Credit Saint has helped thousands of people challenge inaccurate accounts and clean up their credit reports. They even offer a 90-day money-back guarantee for added peace of mind.
Visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
