Consumer Collection Management

Who is Consumer Collection Management?

Consumer Collection Management, Inc. (CCM) is a debt collection agency based in St. Louis, Missouri. They are a professional organization that works on behalf of creditors to collect the money owed to them.

You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Consumer Collection Management collect for?

Consumer Collection Management serves a wide range of clients but they specialize in three main areas: medical debt, commercial debt, and apartment debt. Medical debt pertains to any unpaid bills from healthcare providers, hospitals, and other medical institutions.

Commercial debt refers to unpaid business-to-business invoices or delinquent loans. Lastly, apartment debt usually arises from unpaid rent, broken lease agreements, or charges for damages that exceed the deposit.

Is Consumer Collection Management legit or a scam?

Consumer Collection Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Consumer Collection Management from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Consumer Collection Management, Inc. Contact Information

Address:

Consumer Collection Management, Inc.
2333 Grissom Dr. Ste 100
St. Louis, MO 63146

Mailing address:

Consumer Collection Management, Inc.
PO Box 1839
Maryland Heights, MO 63043

Phone number: (314) 432-2430 or (800) 325-6611

Should I contact or pay Consumer Collection Management?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Consumer Collection Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Consumer Collection Management, Inc. on behalf of their clients.

Will Consumer Collection Management sue me or garnish my wages?

Consumer Collection Management may choose to take legal action to recover the money you owe. This could involve filing a lawsuit against you. If they win the lawsuit, they could potentially garnish your wages or take other measures to collect the debt, depending on the laws in your state.

Consumer Collection Management, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Consumer Collection Management, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Consumer Collection Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Consumer Collection Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Consumer Collection Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Consumer Collection Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Consumer Collection Management From Your Credit Report Today!

Credit Saint can assist you in disputing Consumer Collection Management collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.