Who is Contract Callers Inc?
Contract Callers, Inc. (CCI) is a debt collection agency located in Augusta, Georgia. Their primary role is to recover outstanding debts on behalf of their clients.
If you find Contract Callers Inc listed on your credit report, it likely indicates that you have an unpaid bill or debt that has been transferred to them for collection.
Who does Contract Callers Inc collect for?
Contract Callers Inc serves a wide array of industries, aiming to recover outstanding debts on their behalf. Their client base ranges from banking and healthcare to retail and entertainment. Other industries they service include cable and telecom, government and politics, insurance, non-profit, sports and entertainment, tollways, and utilities.
Is Contract Callers Inc legit or a scam?
Contract Callers Inc is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Contract Callers Inc from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Contract Callers Inc (CCI) Contact Information
Contract Callers Inc
501 Greene Street, 3rd Floor, Suite 302
Augusta, GA 30901
Phone number: (800) 825-8038
Should I contact or pay Contract Callers Inc?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Contract Callers Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like Contract Callers Inc on behalf of their clients.
Will Contract Callers Inc sue me or garnish my wages?
Contract Callers Inc. (CCI) has the legal right to sue you for an unpaid debt. If they choose to sue and win, they may garnish your wages, depending on your state’s laws. They could also potentially levy your bank accounts. In some cases, they might place a lien on your property until the debt is paid.
However, it’s important to note that going to court is usually a last resort for collection agencies. Lawsuits are costly and time-consuming, and most collection agencies would prefer to work out a payment plan with you first.
Contract Callers Inc Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Contract Callers Inc, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Contract Callers Inc
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Contract Callers Inc to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Contract Callers Inc may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Contract Callers Inc must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Contract Callers Inc cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Contract Callers Inc From Your Credit Report Today!
Credit Saint can assist you in disputing Contract Callers Inc accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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