Who is Credit Bureau of North America?
Credit Bureau of North America, LLC (CBNA) is a debt collection agency located in Dickson, Tennessee.
You may see CBNA listed on your credit report as a collections account. This can happen if you have become delinquent on a credit card and they’ve hired someone to collect that money.
How can I remove Credit Bureau of North America from my credit report?
CBNA collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Call Lexington Law now to learn more: (800) 220-0084
Credit Bureau of North America, LLC Contact Information
Credit Bureau of North America
200 Creekside Dr
Dickson, TN 37055
Phone number: (615) 229-1038 or (866) 260-3631
Should I contact or pay CBNA?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with CBNA is to work with a credit repair professional. They help remove millions of negative items every year from companies like CBNA Collections on behalf of their clients.
And they may be able to help you too.
Will CBNA sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with CBNA Collections again.
Call Lexington Law to learn how they can help you.
Credit Bureau of North America, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and CBNA does too.
Remove CBNA Collection From Your Credit Report Today!
Lexington Law can assist you in disputing CBNA collections. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.
If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.
They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.
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