Credit Bureau of North America


Is Credit Bureau of North America hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Bureau of North America?

Credit Bureau of North America, LLC (CBNA) is a debt collection agency located in Dickson, Tennessee. They specialize in the collection of delinquent debts, particularly related to credit cards.

If you haven’t paid your credit card bill and the original creditor hires a collection agency, CBNA may appear on your credit report as a collections account.

How can I remove Credit Bureau of North America from my credit report?

CBNA collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Bureau of North America, LLC Contact Information


Credit Bureau of North America
200 Creekside Dr.
Dickson, TN 37055

Phone number: (615) 229-1038 or (866) 260-3631

Should I contact or pay CBNA?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with CBNA is to work with a credit repair professional. They help remove millions of negative items every year from companies like CBNA Collections on behalf of their clients.

Will CBNA sue me or garnish my wages?

CBNA, like other debt collection agencies, has the ability to file a lawsuit if attempts to collect the debt are unsuccessful. If they obtain a judgment in their favor, they may be able to garnish your wages or levy your bank accounts to satisfy the debt, depending on the applicable laws and regulations in your jurisdiction.

However, it’s important to note that legal action and wage garnishment are typically considered last resorts. Collection agencies often prefer to negotiate payment plans or settlements before pursuing such measures.

Credit Bureau of North America, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Remove CBNA Collection From Your Credit Report Today!

Credit Saint can help you dispute CBNA collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.