Who is Credit Control, LLC?
Credit Control, LLC is a debt collection agency based in Earth City, Missouri. Their role involves managing and recovering debts on behalf of their clients.
If you fail to pay a bill, Credit Control may appear on your credit report as a collection account.
Who does Credit Control, LLC collect for?
Credit Control, LLC provides debt collection services across numerous sectors. They handle auto deficiency, commercial, and education-related debts. They also manage debts from financial services, government fines or fees, and unpaid medical bills. Furthermore, they collect for telecom and utility companies, thus covering a broad spectrum of debt types.
Is Credit Control, LLC legit or a scam?
Credit Control, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, when contacted by Credit Control or any other collection agency, it’s advisable to verify any claimed debts before making payments.
How can I remove Credit Control, LLC from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Credit Control, LLC Contact Information
Address:
Credit Control, LLC
3300 Rider Trail S, Suite 500
Earth City, MO 63045
Phone number: (888) 365-7145
Should I contact or pay Credit Control, LLC?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Credit Control is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Control on behalf of their clients.
Will Credit Control, LLC sue me or garnish my wages?
Credit Control, LLC has the legal authority to sue for unpaid debts. If a court rules in their favor, they may potentially garnish your wages or take other actions depending on your state’s laws.
However, remember that legal action is typically a last resort. Most collection agencies would prefer to arrange a payment plan to avoid the complexity and expense of court proceedings.
Credit Control, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Credit Control, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Credit Control, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Credit Control, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Credit Control, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Credit Control, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Credit Control, LLC From Your Credit Report Today!
Credit Saint offers assistance with disputing Credit Control, LLC accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If you’re looking for a reputable company to help you with Credit Control collection accounts and repair your credit, consider working with Credit Saint.
Visit their website or call (855) 281-1510 for more details.
