Who is Credit Control, LLC?
Credit Control, LLC is a debt collection agency based in Earth City, Missouri. Their role involves managing and recovering debts on behalf of their clients.
If you fail to pay a bill, Credit Control may appear on your credit report as a collection account.
Who does Credit Control, LLC collect for?
Credit Control, LLC provides debt collection services across numerous sectors. They handle auto deficiency, commercial, and education-related debts. They also manage debts from financial services, government fines or fees, and unpaid medical bills. Furthermore, they collect for telecom and utility companies, thus covering a broad spectrum of debt types.
Is Credit Control, LLC legit or a scam?
Credit Control, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, when contacted by Credit Control or any other collection agency, it’s advisable to verify any claimed debts before making payments.
How can I remove Credit Control, LLC from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Credit Control, LLC Contact Information
Credit Control, LLC
3300 Rider Trail S, Suite 500
Earth City, MO 63045
Phone number: (888) 365-7145
Should I contact or pay Credit Control, LLC?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Credit Control is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Control on behalf of their clients.
Will Credit Control, LLC sue me or garnish my wages?
Credit Control, LLC has the legal authority to sue for unpaid debts. If a court rules in their favor, they may potentially garnish your wages or take other actions depending on your state’s laws.
However, remember that legal action is typically a last resort. Most collection agencies would prefer to arrange a payment plan to avoid the complexity and expense of court proceedings.
Credit Control, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Credit Control, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Credit Control, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Credit Control, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Credit Control, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Credit Control, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
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Credit Saint can assist you in disputing Credit Control, LLC accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re looking for a reputable company to help you with Credit Control collection accounts and repair your credit, consider working with Credit Saint.
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