If Credit Corp Solutions is showing up on your credit report, it likely means an unpaid debt was sent to collections. But that doesn’t mean the account has to stay there permanently. There are ways to challenge or remove collections and protect your credit.
Who Is Credit Corp Solutions?
Credit Corp Solutions is a licensed debt collection agency based in Sandy, Utah. They collect overdue debts for a wide range of businesses, including banks, lenders, utility companies, and telecom providers. When payments go unpaid for too long, companies often send those accounts to agencies like Credit Corp Solutions to recover the balance.
If you see them listed on your credit report, it usually means they’re trying to collect a past-due bill.
Is Credit Corp Solutions Legitimate?
Yes, Credit Corp Solutions is a real debt collection company. But even though they’re legitimate, that doesn’t mean every debt they pursue is valid or reported correctly. Always double-check your credit report for errors before making any payments or agreements.
How to Remove Credit Corp Solutions From Your Credit Report
Collections can lower your credit score and stay on your report for up to seven years. Here’s how to deal with it:
- Dispute inaccuracies: If you notice incorrect details about the debt, file a dispute with the credit bureaus. They’re required to investigate and correct errors.
- Request debt validation: You can demand proof that the debt belongs to you and that the amount is accurate. If they can’t verify it, the account may be removed.
- Negotiate a pay-for-delete: In some cases, you can ask Credit Corp Solutions to delete the account from your credit report if you settle the debt. Get any agreement in writing.
- Work with a credit repair company: Professional services can help challenge questionable accounts and improve your credit.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Credit Corp Solutions?
Before you pay, confirm the debt is valid. Some collection accounts contain outdated, duplicate, or inaccurate information. Making a payment can also restart the statute of limitations in certain states, which could affect your legal rights.
Many people prefer to work with credit repair professionals who handle these situations every day and know how to approach companies like Credit Corp Solutions.
Can Credit Corp Solutions Sue You or Garnish Wages?
Yes, they can take legal action to recover unpaid debts. If they sue and win a judgment, they may be able to garnish your wages or take money from your bank account. Whether that’s allowed depends on the laws in your state.
Lawsuits are often a last resort. Many debt collectors would rather work out a payment plan or settlement, so it’s better to address the situation before it reaches that point.
Credit Corp Solutions Contact Information
Here’s how to reach them:
Address:
Credit Corp Solutions, Inc.
63 East 11400 South #408
Sandy, UT 84070
Phone:
(800) 483-2361
Common Complaints About Credit Corp Solutions
Like many debt collectors, Credit Corp Solutions has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). The most common issues include:
- Inaccurate credit reporting
- Failure to properly verify debts
- Harassing or repeated calls
If you experience any of these problems, know that you have legal protections.
Your Rights When Dealing With Credit Corp Solutions
The Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) give you rights, including:
- You can dispute any inaccurate or incomplete information on your credit report.
- You have the right to request debt validation within 30 days of initial contact.
- Credit Corp Solutions cannot threaten, harass, or use abusive language.
- They must clearly state they are a debt collector when they contact you.
- They cannot threaten arrest or legal action they aren’t legally allowed to take.
Knowing your rights can help you handle the situation with confidence.
Get Help Removing Credit Corp Solutions From Your Credit Report
If dealing with collections feels stressful, you don’t have to go through it alone. Credit Saint has helped clients challenge millions of negative credit items, including accounts from Credit Corp Solutions.
They even offer a 90-day money-back guarantee for added peace of mind.
If you’re ready to take control of your credit, visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
