Who is Credit Management Company?
Credit Management Company (CMC) is a debt collection agency located in Pittsburgh, Pennsylvania.
You may see CMC collection agency listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Credit Management Company collect for?
Credit Management Company collects debts and provides accounts receivable services for clients in the following industries:
- commercial
- financial services
- government
- healthcare
- higher education
Is Credit Management Company legit or a scam?
Credit Management Company is a legitimate company. However, their approach to debt recovery may involve persistent forms of contact, including frequent phone calls, texts, or emails. While these methods can feel intrusive, they typically fall within the legal guidelines of debt collection.
How can I remove Credit Management Company from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Credit Management Company (CMC) Contact Information
Address:
Credit Management Company
2121 Noblestown Road
Pittsburgh, PA 15205
Phone number: (800) 472-1483
Should I contact or pay Credit Management Company?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Management Company on behalf of their clients.
Will Credit Management Company sue me or garnish my wages?
Credit Management Company has the legal ability to sue you for unpaid debts. If they decide to file a lawsuit and if the court rules in their favor, they could potentially garnish your wages or levy your bank account.
However, wage garnishment is generally seen as a last resort, typically employed after several attempts to collect the debt through other means have been unsuccessful. Before they can garnish your wages, they first need to file a lawsuit, win the case, and obtain a court order allowing wage garnishment.
Credit Management Company Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Credit Management Company
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Credit Management Company to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Credit Management Company may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Credit Management Company must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Credit Management Company cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Credit Management Company From Your Credit Report Today!
Credit Saint can assist you in disputing CMC accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
