Creditors Bureau USA

Who is Creditors Bureau USA?

Creditors Bureau USA, also known as Fresno Credit Bureau, is a debt collection agency based in Fresno, California. They help businesses recover overdue payments.

If you see Creditors Bureau USA listed on your credit report as a collections account, this typically means you have a debt that hasn’t been settled.

Who does Creditors Bureau USA collect for?

Creditors Bureau USA provides debt collection services to companies across various industries, including agriculture, commercial, healthcare, and laboratory sectors.

Is Creditors Bureau USA legit or a scam?

Creditors Bureau USA is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Creditors Bureau USA from my credit report?

Creditors Bureau USA collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit scores.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Creditors Bureau USA/Fresno Credit Bureau Contact Information

Address:

Creditors Bureau USA
757 L St.
Fresno, CA 93721

Phone number: (877) 485-7940

Should I contact or pay Creditors Bureau USA?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Creditors Bureau USA is to work with a credit repair professional. They help remove millions of negative items every year from companies like Creditors Bureau USA on behalf of their clients.

Will Creditors Bureau USA sue me or garnish my wages?

Creditors Bureau USA has the legal ability to sue you for an unpaid debt. If they decide to take this route and they win the lawsuit, they could obtain a judgment against you. This judgment may allow them to garnish your wages or levy your bank account, subject to your state’s laws.

However, most debt collectors consider lawsuits as a last resort due to their cost and time-consuming nature. They typically prefer to work with you to establish a payment plan or negotiate a lesser amount for the debt.

Creditors Bureau USA Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Creditors Bureau USA

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Creditors Bureau USA to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Creditors Bureau USA cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Creditors Bureau USA must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Creditors Bureau USA cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Creditors Bureau USA From Your Credit Report Today!

Credit Saint can help you dispute Creditors Bureau USA accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.