Creditors Bureau USA

Who is Creditors Bureau USA?

Creditors Bureau USA, also known as Fresno Credit Bureau, is a debt collection agency based in Fresno, California. They help businesses recover overdue payments.

If you see Creditors Bureau USA listed on your credit report as a collections account, this typically means you have a debt that hasn’t been settled.

Who does Creditors Bureau USA collect for?

Creditors Bureau USA provides debt collection services to companies across various industries, including agriculture, commercial, healthcare, and laboratory sectors.

Is Creditors Bureau USA legit or a scam?

Creditors Bureau USA is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Creditors Bureau USA from my credit report?

Creditors Bureau USA collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit scores.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Creditors Bureau USA/Fresno Credit Bureau Contact Information

Address:

Creditors Bureau USA
757 L St.
Fresno, CA 93721

Phone number: (877) 485-7940

Should I contact or pay Creditors Bureau USA?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Creditors Bureau USA is to work with a credit repair professional. They help remove millions of negative items every year from companies like Creditors Bureau USA on behalf of their clients.

Will Creditors Bureau USA sue me or garnish my wages?

Creditors Bureau USA has the legal ability to sue you for an unpaid debt. If they decide to take this route and they win the lawsuit, they could obtain a judgment against you. This judgment may allow them to garnish your wages or levy your bank account, subject to your state’s laws.

However, most debt collectors consider lawsuits as a last resort due to their cost and time-consuming nature. They typically prefer to work with you to establish a payment plan or negotiate a lesser amount for the debt.

Creditors Bureau USA Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Creditors Bureau USA

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Creditors Bureau USA to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Creditors Bureau USA may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Creditors Bureau USA must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Creditors Bureau USA cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Creditors Bureau USA From Your Credit Report Today!

Credit Saint can assist you in disputing Creditors Bureau USA accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.