CRF Solutions


Is CRF Solutions hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is CRF Solutions?

CRF Solutions, also known as Continental Recovery Services, is a debt collection agency based in Simi Valley, California. They are involved in the recovery of outstanding debts.

If CRF Solutions is listed on your credit report as a collections account, it typically means an unpaid bill of yours has been assigned to them for collection. This usually happens when a debt remains unpaid for an extended period.

Who does CRF Solutions collect for?

CRF Solutions primarily services businesses, collecting commercial debt across various industries. They work on behalf of these businesses to recover money that’s owed to them.

Is CRF Solutions legit or a scam?

CRF Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove CRF Solutions from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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CRF Solutions Contact Information


CRF Solutions
2051 Royal Ave
Simi Valley, CA 93065

Phone number: (800) 522-3858 or (805) 522-3232

Should I contact or pay CRF Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with CRF Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like CRF Solutions on behalf of their clients.

Will CRF Solutions sue me or garnish my wages?

While CRF Solutions has the ability to initiate legal action to collect debts, such steps are generally taken as a last resort. The process of suing a debtor is often expensive and time-consuming, with no guaranteed outcome.

Initially, CRF Solutions will likely attempt to collect the debt through traditional means such as phone calls, letters, and offering payment plans. If these attempts are unsuccessful and CRF Solutions decides to sue, they could potentially garnish your wages or levy your bank account, but only if they win the lawsuit and your state laws permit such actions.

CRF Solutions Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by CRF Solutions, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CRF Solutions

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for CRF Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • CRF Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • CRF Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • CRF Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove CRF Solutions From Your Credit Report Today!

Credit Saint can help you dispute CRF Solutions collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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