Designed Receivable Solutions

Updated

Is Designed Receivable Solutions hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Designed Receivable Solutions?

Designed Receivable Solutions, Inc. (DRSI) is a debt collection agency located in La Palma, California. The company specializes in the collection of various types of consumer debts.

If you have failed to settle a bill, you may notice Designed Receivable Solutions on your credit report as a collections account.

Who does Designed Receivable Solutions collect for?

Designed Receivable Solutions primarily collects debts on behalf of healthcare providers. This can include a variety of debts, such as unpaid medical bills, hospital charges, and other healthcare-related expenses.

Is Designed Receivable Solutions legit or a scam?

Designed Receivable Solutions is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Designed Receivable Solutions from my credit report?

Designed Receivable Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Designed Receivable Solutions, Inc. Contact Information

Address:

Designed Receivable Solutions, Inc.
1 Centerpointe Dr.
La Palma, CA 90623

Phone number: (714) 735-3000

Should I contact or pay Designed Receivable Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Designed Receivable Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Designed Receivable Solutions on behalf of their clients.

Will Designed Receivable Solutions sue me or garnish my wages?

Designed Receivable Solutions, like other debt collection agencies, has the legal authority to file a lawsuit against individuals who owe debts. If they win the case in court, they may be allowed to garnish your wages or levy your bank accounts depending on the specific laws of your state. However, this is usually a last resort action after other attempts to collect the debt have failed.

Designed Receivable Solutions, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Designed Receivable Solutions, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Designed Receivable Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Designed Receivable Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Designed Receivable Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Designed Receivable Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Designed Receivable Solutions Collection From Your Credit Report Today!

Credit Saint can assist you in disputing Designed Receivable Solutions collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Crediful
Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.