Designed Receivable Solutions

Who is Designed Receivable Solutions?

Designed Receivable Solutions, Inc. (DRSI) is a debt collection agency located in La Palma, California. The company specializes in the collection of various types of consumer debts.

If you have failed to settle a bill, you may notice Designed Receivable Solutions on your credit report as a collections account.

Who does Designed Receivable Solutions collect for?

Designed Receivable Solutions primarily collects debts on behalf of healthcare providers. This can include a variety of debts, such as unpaid medical bills, hospital charges, and other healthcare-related expenses.

Is Designed Receivable Solutions legit or a scam?

Designed Receivable Solutions is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Designed Receivable Solutions from my credit report?

Designed Receivable Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Designed Receivable Solutions, Inc. Contact Information

Address:

Designed Receivable Solutions, Inc.
1 Centerpointe Dr.
La Palma, CA 90623

Phone number: (714) 735-3000

Should I contact or pay Designed Receivable Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Designed Receivable Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Designed Receivable Solutions on behalf of their clients.

Will Designed Receivable Solutions sue me or garnish my wages?

Designed Receivable Solutions, like other debt collection agencies, has the legal authority to file a lawsuit against individuals who owe debts. If they win the case in court, they may be allowed to garnish your wages or levy your bank accounts depending on the specific laws of your state. However, this is usually a last resort action after other attempts to collect the debt have failed.

Designed Receivable Solutions, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Designed Receivable Solutions, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Designed Receivable Solutions to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Designed Receivable Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Designed Receivable Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Designed Receivable Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Designed Receivable Solutions Collection From Your Credit Report Today!

Credit Saint can help you dispute Designed Receivable Solutions collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.