Who is Douglas Knight & Associates?
Douglas Knight & Associates, Inc. (DKA) is a debt collection agency based in Bradenton, Florida. They provide debt recovery services to help companies mitigate losses associated with unpaid dues.
If a consumer doesn’t pay a bill, the original creditor may involve a collection agency like DKA, which can result in their name appearing on the consumer’s credit report as a collections account.
Who does Douglas Knight & Associates collect for?
Douglas Knight & Associates collects for original creditors across various sectors. These could be credit card companies, utility providers, healthcare institutions, or any other business where consumer debt may occur.
Is Douglas Knight & Associates legit or a scam?
Douglas Knight & Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Douglas Knight & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Douglas Knight & Associates, Inc. Contact Information
Address:
Douglas Knight & Associates, Inc.
1201 6th Ave W #201
Bradenton, FL 34205
Mailing address:
Douglas Knight & Associates, Inc.
PO Box 10517
Bradenton, FL 34282
Phone number: (800) 466-3960
Should I contact or pay Douglas Knight and Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Douglas Knight & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Douglas Knight & Associates, Inc. on behalf of their clients.
Will Douglas Knight and Associates sue me or garnish my wages?
If you owe a debt and it remains unpaid, any collection agency, including Douglas Knight & Associates, has the legal right to pursue various methods to collect that debt. This could include suing the debtor in court. If they obtain a judgment against you, they might then have the authority to garnish your wages, levy your bank accounts, or take other legal actions depending on your state’s laws.
Douglas Knight & Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Douglas Knight & Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Douglas Knight & Associates, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- DKA cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- DKA must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- DKA cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Douglas Knight & Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Douglas Knight & Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
