Who is Douglas Knight & Associates?
Douglas Knight & Associates, Inc. (DKA) is a debt collection agency based in Bradenton, Florida. They provide debt recovery services to help companies mitigate losses associated with unpaid dues.
If a consumer doesn’t pay a bill, the original creditor may involve a collection agency like DKA, which can result in their name appearing on the consumer’s credit report as a collections account.
Who does Douglas Knight & Associates collect for?
Douglas Knight & Associates collects for original creditors across various sectors. These could be credit card companies, utility providers, healthcare institutions, or any other business where consumer debt may occur.
Is Douglas Knight & Associates legit or a scam?
Douglas Knight & Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Douglas Knight & Associates from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Douglas Knight & Associates, Inc. Contact Information
Douglas Knight & Associates, Inc.
1201 6th Ave W #201
Bradenton, FL 34205
Douglas Knight & Associates, Inc.
PO Box 10517
Bradenton, FL 34282
Phone number: (800) 466-3960
Should I contact or pay Douglas Knight and Associates?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Douglas Knight & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Douglas Knight & Associates, Inc. on behalf of their clients.
Will Douglas Knight and Associates sue me or garnish my wages?
If you owe a debt and it remains unpaid, any collection agency, including Douglas Knight & Associates, has the legal right to pursue various methods to collect that debt. This could include suing the debtor in court. If they obtain a judgment against you, they might then have the authority to garnish your wages, levy your bank accounts, or take other legal actions depending on your state’s laws.
Douglas Knight & Associates, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Douglas Knight & Associates, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Douglas Knight & Associates, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- DKA may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- DKA must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- DKA cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Douglas Knight & Associates From Your Credit Report Today!
Credit Saint can assist you in disputing Douglas Knight & Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
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