Who is Everest Receivable Services?
Everest Receivable Services, Inc. is a debt collection agency based in Getzville, New York. The company’s core function is to collect overdue payments from individuals on behalf of the original creditors.
If Everest Receivable Services appears on your credit report as a collections account, it signifies that they are now responsible for recovering a debt you have failed to pay.
Who does Everest Receivable Services collect for?
Everest Receivable Services has a particular emphasis on medical collections, working with healthcare providers to recover unpaid bills for services rendered. They also specialize in the recovery of other types of delinquent consumer debt. This could include a wide variety of overdue payments, from credit card debt and personal loans to unpaid utility bills and beyond.
Is Everest Receivable Services legit or a scam?
Everest Receivable Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Everest Receivable Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Everest Receivable Services, Inc. Contact Information
Address:
Everest Receivable Services, Inc.
2351 N Forest Rd Ste 100
Getzville, NY 14068
Phone number: (888) 397-2894
Should I contact or pay Everest Receivable Services, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Everest Receivable Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Everest Receivable Services on behalf of their clients.
Will Everest Receivable Services sue me or garnish my wages?
Everest Receivable Services is entitled to sue you to collect a debt. If they win the lawsuit, and a judgment is issued against you, they may have the ability to garnish your wages, or even levy your bank account, depending on your state’s laws.
However, lawsuits are usually a last resort for debt collection agencies, as they are often time-consuming and costly. Prior to this, they will typically attempt to establish a payment plan or negotiate a settlement with the debtor.
Everest Receivable Services, Inc. Complaints
Most third-party debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Everest Receivable Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Everest Receivable Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Everest Receivable Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Everest Receivable Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Everest Receivable Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Everest Receivable Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Everest Receivable Services accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
