Who is Everest Receivable Services?
Everest Receivable Services, Inc. is a debt collection agency based in Getzville, New York. The company’s core function is to collect overdue payments from individuals on behalf of the original creditors.
If Everest Receivable Services appears on your credit report as a collections account, it signifies that they are now responsible for recovering a debt you have failed to pay.
Who does Everest Receivable Services collect for?
Everest Receivable Services has a particular emphasis on medical collections, working with healthcare providers to recover unpaid bills for services rendered. They also specialize in the recovery of other types of delinquent consumer debt. This could include a wide variety of overdue payments, from credit card debt and personal loans to unpaid utility bills and beyond.
Is Everest Receivable Services legit or a scam?
Everest Receivable Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Everest Receivable Services from my credit report?
Everest Receivable Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Everest Receivable Services, Inc. Contact Information
Everest Receivable Services, Inc.
2351 N Forest Rd Ste 100
Getzville, NY 14068
Phone number: (888) 397-2894
Should I contact or pay Everest Receivable Services, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Everest Receivable Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Everest Receivable Services on behalf of their clients.
Will Everest Receivable Services sue me or garnish my wages?
Everest Receivable Services is entitled to sue you to collect a debt. If they win the lawsuit, and a judgment is issued against you, they may have the ability to garnish your wages, or even levy your bank account, depending on your state’s laws.
However, lawsuits are usually a last resort for debt collection agencies, as they are often time-consuming and costly. Prior to this, they will typically attempt to establish a payment plan or negotiate a settlement with the debtor.
Everest Receivable Services, Inc. Complaints
Most third-party debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Everest Receivable Services, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Everest Receivable Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Everest Receivable Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Everest Receivable Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Everest Receivable Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Everest Receivable Services From Your Credit Report Today!
Credit Saint can assist you in disputing Everest Receivable Services accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
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