If Everest Receivable Services has shown up on your credit report, it means they are trying to collect a debt. Here’s what that means for your credit—and how to get them removed.
Who Is Everest Receivable Services?
Everest Receivable Services, Inc. is a third-party debt collection agency based in Getzville, New York. Their job is to collect unpaid debts on behalf of businesses and service providers.
If they appear on your credit report as a collection account, it means they’ve taken over efforts to recover an outstanding debt.
Who Does Everest Receivable Services Collect For?
Everest Receivable Services primarily focuses on medical collections, working with healthcare providers to recover unpaid medical bills. They also collect other types of consumer debt, including:
- Credit card accounts
- Personal loans
- Utility bills
- Other overdue consumer debts
If you’ve fallen behind on payments in any of these categories, you could see Everest Receivable Services on your credit report.
Is Everest Receivable Services Legitimate?
Yes, Everest Receivable Services is a real debt collection agency. They are authorized to collect debts for their clients. However, always verify any debt before agreeing to pay. You have the right to request proof that the debt is accurate and belongs to you.
How to Remove Everest Receivable Services From Your Credit Report
Collection accounts can damage your credit score and stay on your report for up to seven years. If you want to remove Everest Receivable Services, here are your options:
- Dispute inaccurate information: Review your credit report for errors. If the account is incorrect or doesn’t belong to you, file a dispute with the credit bureaus.
- Request debt validation: You can ask Everest Receivable Services to provide proof the debt is valid. If they can’t verify it, they must stop collection efforts.
- Negotiate a pay-for-delete: In some cases, you may be able to settle the debt in exchange for the account’s removal. Always get this agreement in writing before making a payment.
- Work with a credit repair service: Professionals can help challenge negative items and handle collection agencies for you.
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Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Everest Receivable Services?
Before contacting Everest Receivable Services or making a payment, confirm the debt is valid and still legally enforceable. Making payments on an old debt can sometimes reset the statute of limitations, depending on your state’s laws.
If you’re unsure how to handle the situation, working with a credit repair expert can help protect your rights and your credit score.
Can Everest Receivable Services Sue You or Garnish Your Wages?
Everest Receivable Services has the legal right to sue for unpaid debts. If they file a lawsuit and win, they may garnish your wages, freeze bank accounts, or place a lien on your property, depending on your state’s laws.
Lawsuits are often a last resort, but ignoring collection efforts can increase your risk. If you receive legal paperwork, take action right away and consider getting legal advice.
Everest Receivable Services Contact Information
Here’s how to reach them:
- Address:
Everest Receivable Services, Inc.
2351 N Forest Rd, Ste 100
Getzville, NY 14068 - Phone Number:
(888) 397-2894
Complaints About Everest Receivable Services
Like many debt collectors, Everest Receivable Services has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include:
- Reporting inaccurate information to credit bureaus
- Failing to verify debts
- Harassment or aggressive collection tactics
If you believe your rights are being violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Everest Receivable Services
Consumers are protected by federal laws, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws help prevent unfair collection tactics:
- Everest Receivable Services cannot report false or incomplete information to credit bureaus.
- You can request a debt validation letter within 30 days of first contact. They must provide proof that the debt is accurate and belongs to you.
- They cannot harass you, call excessively, use abusive language, or shame you publicly.
- They must clearly identify themselves as a debt collection agency.
- They cannot threaten you with arrest or jail for unpaid debts.
Understanding your rights can help you handle collection accounts with confidence.
Remove Everest Receivable Services From Your Credit Report Today
If dealing with Everest Receivable Services feels overwhelming, professional help can make the process easier. Credit Saint has helped thousands of people challenge inaccurate accounts, collections, and other negative items.
They even offer a 90-day money-back guarantee for extra peace of mind.
Visit their website or call (855) 281-1510 to see how they can help remove negative accounts from your credit report.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
