Who is Evergreen Professional Recoveries?
Evergreen Professional Recoveries, Inc. (EPR) is a reputable debt collection agency based in Bothell, Washington. They specialize in recovering overdue payments on behalf of various businesses.
If you notice Evergreen Professional Recoveries on your credit report, it usually means that you have an unpaid bill that the agency is attempting to collect.
Who does Evergreen Professional Recoveries collect for?
Evergreen Professional Recoveries offers its debt collection services to a wide range of industries. They collect debts for companies in banking, commercial sectors, education, government entities, medical institutions, and retail businesses.
Is Evergreen Professional Recoveries legit or a scam?
Evergreen Professional Recoveries is indeed a legitimate debt collection company. They are legally authorized to collect overdue payments on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Evergreen Professional Recoveries from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Evergreen Professional Recoveries, Inc. Contact Information
Address:
Evergreen Professional Recoveries, Inc.
12100 NE 195th St Ste 125
Bothell, WA 98011
Phone number: (206) 223-1676 or (877) 591-7747
Should I contact or pay Evergreen Professional Recoveries?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Evergreen Professional Recoveries is to work with a credit repair professional. They help remove millions of negative items every year from companies like Evergreen Professional Recoveries on behalf of their clients.
Will Evergreen Professional Recoveries sue me or garnish my wages?
Evergreen Professional Recoveries, like other debt collection agencies, has the legal authority to file a lawsuit against you for an unpaid debt. If they win the lawsuit and obtain a judgment against you, they may be able to garnish your wages, levy your bank account, or take other collection actions depending on the laws in your state.
However, remember that lawsuits and wage garnishment are often last-resort measures. The decision to take legal action usually depends on factors such as the size of the debt, the likelihood of collecting the debt, and the specific policies of the debt collection agency.
Evergreen Professional Recoveries, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Evergreen Professional Recoveries, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Evergreen Professional Recoveries, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Evergreen Professional Recoveries to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Evergreen Professional Recoveries cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Evergreen Professional Recoveries must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Evergreen Professional Recoveries cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Evergreen Professional Recoveries From Your Credit Report Today!
Credit Saint offers assistance with disputing Evergreen Professional Recoveries accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
