Fairway Collections


Is Fairway Collections hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Fairway Collections?

Fairway Collections, LLC is a debt collection agency located in Centralia, Washington. Their business revolves around collecting debts from individuals or businesses who have not paid their bills.

If you see Fairway Collections on your credit report as a collection account, it indicates that they are currently handling a debt you owe.

Who does Fairway Collections collect for?

Fairway Collections collects debts for companies in the following industries:

  • healthcare
  • education (loans, tuition, fines, and fees)
  • property management (commercial leases, HOA fees, individual properties)
  • government / utilities (taxes, parking violations, fines and fees, utility bills)
  • credit unions / financial institutions (checking and savings, loans, credit cards, mortgages)

Is Fairway Collections legit or a scam?

Fairway Collections is a legitimate debt collection agency. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Fairway Collections from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Fairway Collections, LLC Contact Information


Fairway Collections, LLC
1616 S Gold St. Ste 5
Centralia, WA 98531

Phone number: (360) 330-5887

Should I contact or pay Fairway Collections?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Fairway Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Fairway Collections on behalf of their clients.

Will Fairway Collections sue me or garnish my wages?

Fairway Collections, like any other debt collection agency, has the legal right to sue for unpaid debts. If they win a judgment in court, they may be able to garnish your wages or take other steps to recover the debt, depending on the laws in your specific jurisdiction.

However, not all debts are eligible for such actions, and not all collection agencies will decide to sue. Legal action can be time-consuming and costly, so it’s often used as a last resort. In many cases, debt collectors would prefer to work out a payment plan or settlement to avoid legal action.

Fairway Collections, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Fairway Collections, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Fairway Collections, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Fairway Collections, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Fairway Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Fairway Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Fairway Collections cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Fairway Collections From Your Credit Report Today!

Credit Saint can help you dispute Fairway Collections accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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