If you’ve noticed Fidelity National Collections on your credit report, it usually means an unpaid account has been sent to collections. Fidelity National Collections, also known as Fidelity Properties, Inc., is a debt collection agency based in Alliance, Ohio.
Collections can lower your credit score, but you have options to address the account—and possibly have it removed from your credit report.
Who Does Fidelity National Collections Collect For?
Fidelity National Collections primarily works with healthcare providers. If you have unpaid medical bills, your account may have been turned over to them for collection.
Is Fidelity National Collections Legitimate?
Yes, Fidelity National Collections is a legitimate debt collection agency. They are authorized to collect debts on behalf of their clients. However, always verify the debt before making any payments to ensure the information is accurate and belongs to you.
How to Remove Fidelity National Collections From Your Credit Report
Collections accounts can stay on your credit report for up to seven years, but you have a few options to remove Fidelity National Collections:
- Dispute Inaccurate Information: If the account isn’t yours or the details are wrong, file a dispute with the credit bureaus. They must investigate and correct any errors.
- Negotiate a Pay-for-Delete: You may be able to offer payment in exchange for having the account removed. Always get the agreement in writing before sending money.
- Work With a Credit Repair Company: Credit repair professionals help challenge negative marks from companies like Fidelity National Collections every day.
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Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Fidelity National Collections?
Before contacting Fidelity National Collections or making payments, confirm the debt is valid and still legally collectible. Paying an invalid or outdated debt can sometimes restart the collection timeline, which may hurt your credit further.
Many people prefer to work with a trusted credit repair company to manage the process and avoid costly mistakes.
Can Fidelity National Collections Sue You or Garnish Your Wages?
Fidelity National Collections can sue you to collect unpaid debts. If they win a court judgment, they may be able to:
- Garnish your wages
- Freeze your bank account
- Place a lien on your property
Whether they can take these actions depends on your state’s laws. That said, lawsuits and wage garnishment are typically last-resort options. Most agencies will try other methods, such as letters, phone calls, or credit reporting, before going to court.
Fidelity National Collections Contact Information
- Address:
Fidelity National Collections
885 S Sawburg Ave, Suite 103
Alliance, OH 44601 - Phone:
(800) 860-9701
Fidelity National Collections Complaints
Like many collection agencies, Fidelity National Collections has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Incorrect information reported to credit bureaus
- Harassment or repeated phone calls
- Failure to verify debts
If you experience these issues, you can file a complaint:
- CFPB: Submit online at consumerfinance.gov or call (855) 411-2372
- BBB: Visit bbb.org to report concerns
Your Rights When Dealing With Fidelity National Collections
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect your rights when dealing with collection agencies. You have the right to:
- Dispute inaccurate or incomplete information on your credit report
- Request debt validation within 30 days; they must prove the debt is yours and accurate
- Be treated fairly; harassment, threats, or abusive language are illegal
- Be clearly informed they are a debt collection agency
- Never be threatened with arrest or jail for unpaid debts
If your rights are violated, report them to the CFPB or consider legal help.
Remove Fidelity National Collections From Your Credit Report Today
Struggling with Fidelity National Collections on your credit report? You don’t have to handle it alone. Credit Saint has helped thousands of people challenge negative items from collection agencies like Fidelity National Collections.
They even offer a 90-day money-back guarantee for added peace of mind.
Ready to get started? Visit their website or call (855) 281-1510 today.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
