Who is Fidelity National Collections?
Fidelity National Collections, also known as Fidelity Properties, Inc., is a debt collection agency based in Alliance, Ohio. They work on behalf of creditors to collect unpaid debts.
If you see Fidelity National Collections on your credit report, it likely indicates that you have an outstanding debt which has been transferred to them for collection.
Who does Fidelity National Collections collect for?
Fidelity National Collections mainly collects for healthcare service providers. This indicates that the debt they are attempting to recover likely stems from unpaid medical bills.
Is Fidelity National Collections legit or a scam?
Fidelity National Collections is a legitimate company and not a scam. However, as with any other collections agency, it’s essential to verify any debt they claim you owe.
How can I remove Fidelity National Collections from my credit report?
Fidelity National collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Fidelity National Collections Contact Information
Address:
Fidelity National Collections
885 S Sawburg Ave Ste 103
Alliance, OH 44601
Phone number: (800) 860-9701
Should I contact or pay Fidelity Collections?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Fidelity National Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Fidelity National Collections on behalf of their clients.
Will Fidelity National Collections sue me or garnish my wages?
Fidelity National Collections is legally entitled to sue you to recover an unpaid debt. If they win the lawsuit, they may be granted a judgment by the court that could allow them to garnish your wages or levy your bank account, depending on your state’s laws.
However, before it gets to that point, the company will likely try several other methods to collect the debt. They may send you letters, call you, and report the debt to the credit bureaus.
Fidelity National Collections Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Fidelity National Collections
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Fidelity National Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Fidelity National Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Fidelity National Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Fidelity National Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Fidelity Collections From Your Credit Report Today!
Lexington Law can assist you in disputing Fidelity National Collections accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
