FirstPoint Collection Resources

Who is FirstPoint Collection Resources?

FirstPoint Collection Resources, also known as FirstPoint Inc., is a debt collection agency based in Greensboro, North Carolina. Their role is to pursue the collection of outstanding debts on behalf of their clients.

If you notice them on your credit report as a collections account, this indicates that you may have a debt that you failed to settle, and it has now been handed over to them for collection.

Who does FirstPoint Collection Resources collect for?

FirstPoint Collection Resources provides a broad range of services, including accounts receivable management, collections, background screening, business credit reports, Equifax credit and mortgage solutions, and mystery shopping.

The industries they serve are wide-ranging. In education, they might handle unpaid student loans. In finance, they might deal with unsettled loans or credit card debt. They also work with government entities, handling unresolved fines or taxes. In healthcare, they typically address unpaid medical bills. Finally, they work with public utilities to collect unpaid bills for water, electricity, or gas.

Is FirstPoint Collection Resources legit or a scam?

FirstPoint Collection Resources is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove FirstPoint Collection Resources from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

FirstPoint Collection Resources, Inc. Contact Information

Address:

FirstPoint Collection Resources, Inc.
225 Commerce Pl
Greensboro, NC 27401

FirstPoint Collection Resources, Inc.
1500 Sunday Drive, Suite 102
Raleigh, NC 27607

Phone number: (800) 288-7408

Should I contact or pay FirstPoint Collection Resources?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Point Collection Resources, Inc. on behalf of their clients.

Will FirstPoint Collection Resources sue me or garnish my wages?

FirstPoint Collection Resources is entitled to sue for unpaid debts. If they choose to take legal action and win a judgment against you, they may be able to garnish your wages or bank account, depending on your state’s laws.

However, suing is usually a last resort due to the time, money, and effort it requires. Before it gets to that point, it’s often best to try to work out a payment plan or settlement with the debt collector.

FirstPoint Collection Resources, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with FirstPoint Collection Resources, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for FirstPoint Collection Resources to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• FirstPoint Collection Resources, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• FirstPoint Collection Resources must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• FirstPoint Collection Resources cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove FirstPoint Collections From Your Credit Report Today!

Credit Saint can assist you in disputing First Point accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.