FirstPoint Collection Resources


Is FirstPoint Collection Resources hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is FirstPoint Collection Resources?

FirstPoint Collection Resources, also known as FirstPoint Inc., is a debt collection agency based in Greensboro, North Carolina. Their role is to pursue the collection of outstanding debts on behalf of their clients.

If you notice them on your credit report as a collections account, this indicates that you may have a debt that you failed to settle, and it has now been handed over to them for collection.

Who does FirstPoint Collection Resources collect for?

FirstPoint Collection Resources provides a broad range of services, including accounts receivable management, collections, background screening, business credit reports, Equifax credit and mortgage solutions, and mystery shopping.

The industries they serve are wide-ranging. In education, they might handle unpaid student loans. In finance, they might deal with unsettled loans or credit card debt. They also work with government entities, handling unresolved fines or taxes. In healthcare, they typically address unpaid medical bills. Finally, they work with public utilities to collect unpaid bills for water, electricity, or gas.

Is FirstPoint Collection Resources legit or a scam?

FirstPoint Collection Resources is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove FirstPoint Collection Resources from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

FirstPoint Collection Resources, Inc. Contact Information


FirstPoint Collection Resources, Inc.
225 Commerce Pl
Greensboro, NC 27401

FirstPoint Collection Resources, Inc.
1500 Sunday Drive, Suite 102
Raleigh, NC 27607

Phone number: (800) 288-7408

Should I contact or pay FirstPoint Collection Resources?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Point Collection Resources, Inc. on behalf of their clients.

Will FirstPoint Collection Resources sue me or garnish my wages?

FirstPoint Collection Resources is entitled to sue for unpaid debts. If they choose to take legal action and win a judgment against you, they may be able to garnish your wages or bank account, depending on your state’s laws.

However, suing is usually a last resort due to the time, money, and effort it requires. Before it gets to that point, it’s often best to try to work out a payment plan or settlement with the debt collector.

FirstPoint Collection Resources, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with FirstPoint Collection Resources, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for FirstPoint Collection Resources to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • FirstPoint Collection Resources, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • FirstPoint Collection Resources must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • FirstPoint Collection Resources cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove FirstPoint Collections From Your Credit Report Today!

Credit Saint can help you dispute First Point accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.