Firstsource Advantage

Who is Firstsource Advantage?

Firstsource Advantage, LLC is a debt collection agency based in Amherst, New York. Their main role is to recover unpaid debts for various businesses.

If you see them listed on your credit report, it could be because you have an unpaid bill or debt that has been handed over to them for collection.

Who does Firstsource Advantage collect for?

Firstsource Advantage caters to various industries in its collections process. They handle collections for auto lenders, which could be due to unpaid car loans. They work with credit card companies, often dealing with overdue credit card bills.

They also collaborate with healthcare providers to manage unpaid medical bills. In the education sector, they collect on behalf of student loan lenders for unpaid student loans. Finally, they also deal with telecommunications companies, typically involving unpaid phone or internet bills.

Is Firstsource Advantage legit or a scam?

Firstsource Advantage is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Firstsource Advantage from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Firstsource Advantage, LLC Contact Information

Address:

Firstsource Advantage, LLC
205 Bryant Woods South
Amherst, NY 14228

Mailing address:

Firstsource Advantage, LLC
P.O. Box 628
Buffalo, NY 14240-0628

Phone number: (800) 486-9164 or (716) 564-4400

Should I contact or pay Firstsource Advantage?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Firstsource Advantage is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Source Advantage on behalf of their clients.

Will Firstsource Advantage, LLC sue me or garnish my wages?

Firstsource Advantage, like other debt collection agencies, is entitled to sue you for unpaid debts. If they win the lawsuit, they could potentially garnish your wages or levy your bank account, subject to the laws of your state. However, this is typically a last resort for collection agencies due to the time and cost involved.

Firstsource Advantage, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Firstsource Advantage, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Firstsource Advantage to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Firstsource Advantage may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Firstsource Advantage must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Firstsource Advantage cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Firstsource Advantage, LLC From Your Credit Report Today!

Credit Saint can assist you in disputing Firstsource Advantage, LLC accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.