FOX Collection Center

Who is FOX Collection Center?

FOX Collection Center is a debt collection agency based in Goodlettsville, Tennessee, with additional call centers in Cookeville, Tennessee, and Anderson, South Carolina. This agency works on behalf of various creditors to collect unpaid debts.

If you notice an entry from FOX Collection Center on your credit report, it typically indicates that they’ve taken over an outstanding debt that you failed to pay, which has now entered collections.

Who does FOX Collection Center collect for?

FOX Collection Center provides debt collection services for a diverse range of businesses. They collect debts on behalf of billing companies, hospitals, medical practices, municipalities, utilities, and many more. Their wide-ranging client base means that they handle different types of debt, from unpaid medical bills to delinquent utility bills, overdue municipal fees, and more.

Is FOX Collection Center legit or a scam?

FOX Collection Center is a legitimate company. They are authorized to collect debts on behalf of their clients. However, always make sure to verify any debt they claim you owe.

How can I remove FOX Collections from my credit report?

FOX collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

FOX Collection Center Contact Information

Address:

FOX Collection Center
454 Moss Trail
Goodlettsville, TN 37070

Phone number: (615) 859-2891 or (800) 422-2793

Should I contact or pay FOX Collection Center?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with FOX Collection Center is to work with a credit repair professional. They help remove millions of negative items every year from companies like FOX Collection Center on behalf of their clients.

Will FOX Collection Center sue me or garnish my wages?

FOX Collection Center, like other debt collection agencies, is entitled to sue you to recover the money you owe. If they are successful in their lawsuit, they may obtain a judgment against you, which can lead to wage garnishment, a lien on your property, or bank account levies, depending on your state laws.

However, initiating legal proceedings is typically a last resort for most collection agencies, as the process can be time-consuming and costly. Most agencies would prefer to work out a payment plan or settle the debt directly with the consumer.

FOX Collection Center Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with FOX Collection Center

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for FOX Collection Center to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• FOX Collection Center may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• FOX Collection Center must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• FOX Collection Center cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove FOX Collection Center From Your Credit Report Today!

Credit Saint can assist you in disputing FOX collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.