FOX Collection Center


Is FOX Collection Center hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is FOX Collection Center?

FOX Collection Center is a debt collection agency based in Goodlettsville, Tennessee, with additional call centers in Cookeville, Tennessee, and Anderson, South Carolina. This agency works on behalf of various creditors to collect unpaid debts.

If you notice an entry from FOX Collection Center on your credit report, it typically indicates that they’ve taken over an outstanding debt that you failed to pay, which has now entered collections.

Who does FOX Collection Center collect for?

FOX Collection Center provides debt collection services for a diverse range of businesses. They collect debts on behalf of billing companies, hospitals, medical practices, municipalities, utilities, and many more. Their wide-ranging client base means that they handle different types of debt, from unpaid medical bills to delinquent utility bills, overdue municipal fees, and more.

Is FOX Collection Center legit or a scam?

FOX Collection Center is a legitimate company. They are authorized to collect debts on behalf of their clients. However, always make sure to verify any debt they claim you owe.

How can I remove FOX Collections from my credit report?

FOX collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

FOX Collection Center Contact Information


FOX Collection Center
454 Moss Trail
Goodlettsville, TN 37070

Phone number: (615) 859-2891 or (800) 422-2793

Should I contact or pay FOX Collection Center?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with FOX Collection Center is to work with a credit repair professional. They help remove millions of negative items every year from companies like FOX Collection Center on behalf of their clients.

Will FOX Collection Center sue me or garnish my wages?

FOX Collection Center, like other debt collection agencies, is entitled to sue you to recover the money you owe. If they are successful in their lawsuit, they may obtain a judgment against you, which can lead to wage garnishment, a lien on your property, or bank account levies, depending on your state laws.

However, initiating legal proceedings is typically a last resort for most collection agencies, as the process can be time-consuming and costly. Most agencies would prefer to work out a payment plan or settle the debt directly with the consumer.

FOX Collection Center Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with FOX Collection Center

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for FOX Collection Center to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • FOX Collection Center cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • FOX Collection Center must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • FOX Collection Center cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove FOX Collection Center From Your Credit Report Today!

Credit Saint can help you dispute FOX collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.