GB Collects

Who is GB Collects?

GB Collects, LLC is a third-party debt collection agency based in Voorhees, New Jersey. Their primary role involves assisting businesses in recovering money owed to them.

If the company is working on your case, you may find GB Collects listed on your credit report as a collection account.

Who does GB Collects collect for?

GB Collects offers debt collection services to diverse sectors including health and property casualty insurance companies, commercial lessors, manufacturers, distributors, and law firms.

Is GB Collects legit or a scam?

GB Collects is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s essential to verify any debts they claim you owe before making any payments.

How can I remove GB Collects from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

GB Collects, LLC Contact Information

Address:

GB Collects
1253 Haddonfield Berlin Rd.
Voorhees, NJ 08043

Phone number: (856) 768-9995 or (888) 688-5700

Should I contact or pay GB Collects?

Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with GB Collects is to work with a credit repair professional. They help remove millions of negative items every year from companies like GB Collects on behalf of their clients.

Will GB Collects sue me or garnish my wages?

GB Collects is entitled to take legal action, including lawsuits, to recover unpaid debts. If a lawsuit is successful, the court may issue a judgment that allows the agency to garnish your wages, bank accounts, or even place a lien on your property, depending on the specific laws in your state. However, these steps are typically last resorts, as they are time-consuming and costly.

Keep in mind, before it reaches that point, debtors usually have the opportunity to negotiate repayment plans or even settle for a lesser amount.

GB Collects, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by GB Collects, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with GB Collects, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for GB Collects to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• GB Collects may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• GB Collects must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• GB Collects cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove GB Collects From Your Credit Report Today!

Credit Saint can assist you in disputing GB Collects collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.