Who is General Service Bureau?
General Service Bureau, Inc. (GSB), aka Early Out Services (EOS), or GSB EOS is a debt collection agency located in Omaha, Nebraska. They were recently acquired by Revco Solutions.
If you find GSB listed on your credit report, it typically refers to a collection account. This happens when a bill or debt you owe has been unpaid and then sent to collections.
Who does General Service Bureau collect for?
General Service Bureau focuses primarily on collecting debts for healthcare providers. This means they work on behalf of hospitals, medical clinics, doctors, and other health-related service providers to recover unpaid medical bills.
Is General Service Bureau legit or a scam?
General Service Bureau is a legitimate debt collection company. However, like many other debt collection agencies, they may employ persistent tactics, such as repeated calls, texts, or emails, to collect the outstanding debts.
How can I remove General Service Bureau from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
General Service Bureau, Inc. (GSB) Contact Information
Addresses:
General Service Bureau
8429 Blondo St.
Omaha, NE 68134
General Service Bureau
10303 Crown Point Ave # 210
Omaha, NE 68134-1061
Phone number: (402) 255-5025 or (800) 247-8855
Should I contact or pay General Service Bureau?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with General Service Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like General Service Bureau, Inc. on behalf of their clients.
Will General Service Bureau, Inc. sue me or garnish my wages?
General Service Bureau, Inc. does have the option to sue a debtor for an unpaid debt. If the company wins the lawsuit and is granted a judgment, they may then seek to garnish the debtor’s wages as a means of recovering the debt. However, this is typically a last resort, and many debt collection agencies prefer to avoid the time and expense of a lawsuit if they can.
General Service Bureau, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with General Service Bureau, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with General Service Bureau, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for General Service Bureau, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- General Service Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- General Service Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- General Service Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove General Service Bureau From Your Credit Report Today!
Lexington Law can assist you in disputing General Service Bureau accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
