George Brown Associates


Is George Brown Associates hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is George Brown Associates?

George Brown Associates (GBA) is a debt collection agency based in Charlotte, North Carolina. They provide services related to debt recovery, helping businesses reclaim money that they are owed.

As a third-party debt collector, GBA purchases debt from a company or individual, usually at a reduced price, and then attempts to collect the full amount from the debtor. As a result, they may appear on your credit report as a collection account if you have an outstanding unpaid debt that they are attempting to collect.

Who does George Brown Associates collect for?

George Brown Associates collects for a diverse range of clients, including financial institutions, healthcare providers, utility companies, and even individual lenders.

Is George Brown Associates legit or a scam?

George Brown Associates, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove George Brown Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

George Brown Associates, Inc. Contact Information


George Brown Associates, Inc.
2200 Crownpoint Executive Dr. #7754
Charlotte, NC 28227

Mailing address:

George Brown Associates, Inc.
2200 Crown Point Executive Dr.
Charlotte, NC 28227

Phone number: (800) 432-8338 or (704) 844-8777

Should I contact or pay George Brown Associates, Inc.?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like George Brown Associates, Inc. on behalf of their clients.

Will George Brown Associates, Inc. sue me or garnish my wages?

George Brown Associates, Inc., as a debt collection agency, has the legal right to sue you if you owe a debt and fail to pay it. If they win a judgment against you in court, they could potentially garnish your wages, levy your bank account, or take other steps to collect the debt, depending on the laws in your state.

However, it’s important to know that not all debts are eligible for such actions and not all collection agencies will choose to go this route. It can be costly and time-consuming for them to sue, so often this is a last resort.

George Brown Associates, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with George Brown Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for George Brown Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • George Brown Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • George Brown Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • George Brown Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove George Brown Associates From Your Credit Report Today!

Credit Saint can assist you in disputing George Brown Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.