If George Brown Associates, Inc. is showing up on your credit report, it means they’re trying to collect a debt. A collection account can lower your credit score and stay on your report for years, so it’s important to take action.
Who Is George Brown Associates, Inc.?
George Brown Associates, Inc. is a debt collection agency based in Charlotte, North Carolina. They help businesses and lenders recover unpaid debts from consumers.
If you’ve fallen behind on payments, George Brown Associates might appear on your credit report as a collection account.
Who Does George Brown Associates Collect For?
George Brown Associates collects debt for a wide range of clients, including:
- Financial institutions
- Healthcare providers
- Utility companies
- Individual lenders
They often purchase unpaid debts from these businesses at a discount and attempt to collect the full amount from the consumer.
Is George Brown Associates Legitimate?
Yes, George Brown Associates, Inc. is a real company. They are authorized to collect debts for their clients. But that doesn’t mean every account they report is accurate. You should always verify a debt before paying, especially if you don’t recognize it.
How to Remove George Brown Associates From Your Credit Report
Collections can stay on your credit report for up to seven years, but you may be able to remove them sooner by:
- Disputing errors: Check for inaccuracies in the account details and file disputes with the credit bureaus.
- Requesting debt validation: You can ask George Brown Associates to prove the debt is yours and confirm the amount is correct.
- Negotiating a pay-for-delete: Some collection agencies will agree to remove the account in exchange for payment, though they’re not required to.
- Working with a credit repair company: Professionals can help challenge negative accounts like collections and improve your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay George Brown Associates, Inc.?
Before contacting a collection agency, verify the debt. Sometimes the information is outdated, inaccurate, or past the statute of limitations. Also, keep in mind that making a payment can reset the clock on how long the debt impacts your credit.
Many people choose to work with a credit repair service to handle accounts like George Brown Associates. These companies help dispute inaccurate negative marks and deal with collectors on your behalf. Visit their website or call (855) 281-1510 to learn more.
Can George Brown Associates Sue or Garnish Wages?
George Brown Associates can file a lawsuit to collect a debt. If they win a judgement in court, they may have the legal right to garnish wages or levy a bank account, depending on your state’s laws.
Lawsuits and wage garnishment are typically last-resort actions, but ignoring a collection account increases the risk.
George Brown Associates Contact Information
- Address:
George Brown Associates, Inc.
2200 Crownpoint Executive Dr. #7754
Charlotte, NC 28227 - Mailing Address:
George Brown Associates, Inc.
2200 Crown Point Executive Dr.
Charlotte, NC 28227 - Phone Number: (800) 432-8338 or (704) 844-8777
George Brown Associates Complaints
Like many collection agencies, George Brown Associates has received complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Most complaints focus on:
- Inaccurate information on credit reports
- Failure to validate debts
- Aggressive or harassing collection tactics
If you believe your rights are being violated, you can file a complaint with the CFPB or BBB.
Know Your Rights When Dealing With George Brown Associates
You have legal rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Debt collectors must follow strict rules, including:
- They cannot report inaccurate or incomplete information to the credit bureaus.
- You have the right to request written validation of the debt within 30 days.
- They cannot threaten, harass, or use abusive language.
- They must clearly identify themselves as a debt collection agency in all communications.
- They cannot threaten arrest or jail over unpaid debts.
Get Help Removing George Brown Associates From Your Credit Report
Dealing with collections can be stressful, but you don’t have to face it alone. Credit Saint helps people dispute negative accounts like those from George Brown Associates. They even offer a 90-day money-back guarantee for extra peace of mind.
Visit their website or call (855) 281-1510 to see how they can help.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.