How to Remove GLA Collections From Your Credit Report

If GLA Collections appears on your credit report, it likely means an unpaid debt has been sent to collections. These accounts can lower your credit score and make it harder to qualify for loans, credit cards, or even rental housing.

Here’s how to handle GLA Collections and work toward getting them removed from your credit report.

Who Is GLA Collections?

GLA Collection Company, Inc. is a debt collection agency based in Louisville, Kentucky. They’ve been in business since 1974 and specialize in collecting unpaid debts for a range of businesses.

If you see “GLA Collections” or similar entries on your credit report, it typically means a debt you owe has been transferred to them for collection.

Who Does GLA Collections Collect For?

GLA Collections works with clients across different industries but primarily focuses on:

• Medical providers – Hospitals, clinics, and healthcare systems
• Commercial businesses – Outstanding debts owed to companies

They may also collect other types of consumer debt, including:

• Credit card accounts
• Personal loans
• Other delinquent balances sold by the original creditor

If you’ve fallen behind on medical bills or other debts, GLA Collections could be the agency reporting the account.

Is GLA Collections a Scam?

No, GLA Collections is not a scam. They are a legitimate debt collection agency authorized to collect debts on behalf of their clients.

However, never assume a debt is valid without verifying the details. Incorrect information, outdated debts, or errors can sometimes appear on your credit report.

How to Remove GLA Collections from Your Credit Report

A collection account can stay on your credit report for up to seven years, but there are ways to try to remove it sooner:

• Dispute inaccurate information: If the debt isn’t yours or the details are incorrect, file a dispute with the credit bureaus.
• Request debt validation: You can ask GLA Collections to provide written proof the debt is valid. If they can’t, they must stop reporting the account.
• Negotiate a pay-for-delete: In some cases, you may be able to settle the debt in exchange for having the account removed from your credit report. Always get this agreement in writing.
• Work with a credit repair company: Professionals can help challenge negative items and improve your chances of removal.

Should You Contact or Pay GLA Collections?

Before reaching out to GLA Collections or making a payment:

• Verify the debt belongs to you
• Confirm the amount is accurate
• Understand your rights under your state’s laws, including how old the debt is

Paying an old debt without a clear plan can reset the collection timeline and impact your credit score further. Many people work with credit repair experts to handle the situation properly.

Can GLA Collections Sue You or Garnish Your Wages?

Yes, GLA Collections has the legal right to sue for unpaid debts. If they win in court, they may:

• Garnish your wages
• Levy your bank accounts

The ability to pursue these actions depends on your state’s laws. That said, lawsuits are often a last resort. Many collection agencies prefer to negotiate payment plans or settlements before pursuing legal action.

GLA Collections Contact Information

Physical Address:
G. L. A. Collection Company, Inc.
2630 Gleeson Lane
Louisville, KY 40299

Mailing Address:
G. L. A. Collection Company, Inc.
P.O. Box 588
Greensburg, IN 47240-0588

Phone Number:
(502) 267-7522

GLA Collections Complaints

GLA Collections has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB), similar to many other debt collectors. Common complaints include:

• Inaccurate reporting
• Harassment or excessive calls
• Refusal to verify debts

If you experience harassment or believe the information reported is incorrect, you have the right to file a complaint and take further action.

Your Rights When Dealing with GLA Collections

The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you when dealing with debt collectors. These rights include:

• The ability to dispute inaccurate information
• The right to request debt validation within 30 days
• Protection from harassment, threats, or abusive language
• The requirement for debt collectors to clearly identify themselves
• Protection from false threats of arrest or legal action

Knowing your rights helps you handle collections more confidently and protect your credit.

Get GLA Collections Removed from Your Credit Report

If GLA Collections is damaging your credit and you need help, consider working with a trusted credit repair company like Credit Saint. They’ve helped thousands of people remove negative items from their credit reports—and they even offer a 90-day money-back guarantee for peace of mind.

Ready to clean up your credit? Visit their website or call (855) 281-1510 to get started.