Global Credit Network


Is Global Credit Network hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Global Credit Network?

Global Credit Network, LLC (GCN) is a debt collection agency located in Gaithersburg, Maryland. They specialize in collecting overdue debts on behalf of their clients.

If you have any unpaid debts that have been assigned or sold to GCN, you might see them listed on your credit report as a collections account. This could occur if you haven’t paid a bill, and the account was then transferred to GCN for collections.

Who does Global Credit Network collect for?

Global Credit Network specializes in debt collections for the healthcare sector. They work on behalf of various healthcare providers, including hospitals, clinics, and private practices, to recover unpaid medical bills. Their role is to contact patients who have outstanding bills and arrange for those debts to be paid.

Is Global Credit Network legit or a scam?

Global Credit Network is a legitimate company. They operate in accordance with federal and state laws that regulate the practices of debt collection agencies. However, their collection methods, which could include frequent phone calls, emails, and text messages, can feel overwhelming or harassing to some individuals.

How can I remove Global Credit Network from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Global Credit Network, LLC Contact Information


Global Credit Network
656 Quince Orchard Rd Ste 620
Gaithersburg, MD 20878

Phone number: (888) 488-2770 or (301) 838-7000

Should I contact or pay Global Credit Network?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Global Credit Network is to work with a credit repair professional. They help remove millions of negative items every year from companies like Global Credit Network on behalf of their clients.

Will Global Credit Network sue me or garnish my wages?

Like most debt collection agencies, Global Credit Network (GCN) does have the legal right to sue for unpaid debts. If they win a lawsuit against you, they could potentially receive a court judgment that allows them to garnish your wages or levy your bank account to repay the debt.

However, wage garnishment is not a straightforward process and involves numerous steps. The laws and procedures regarding wage garnishment vary significantly by state and by type of debt.

Global Credit Network Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Global Credit Network

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Global Credit Network to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Global Credit Network cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Global Credit Network must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Global Credit Network cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Global Credit Network From Your Credit Report Today!

Credit Saint can help you dispute Global Credit Network accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.