Global Credit Network

Who is Global Credit Network?

Global Credit Network, LLC (GCN) is a debt collection agency located in Gaithersburg, Maryland. They specialize in collecting overdue debts on behalf of their clients.

If you have any unpaid debts that have been assigned or sold to GCN, you might see them listed on your credit report as a collections account. This could occur if you haven’t paid a bill, and the account was then transferred to GCN for collections.

Who does Global Credit Network collect for?

Global Credit Network specializes in debt collections for the healthcare sector. They work on behalf of various healthcare providers, including hospitals, clinics, and private practices, to recover unpaid medical bills. Their role is to contact patients who have outstanding bills and arrange for those debts to be paid.

Is Global Credit Network legit or a scam?

Global Credit Network is a legitimate company. They operate in accordance with federal and state laws that regulate the practices of debt collection agencies. However, their collection methods, which could include frequent phone calls, emails, and text messages, can feel overwhelming or harassing to some individuals.

How can I remove Global Credit Network from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Global Credit Network, LLC Contact Information

Address:

Global Credit Network
656 Quince Orchard Rd Ste 620
Gaithersburg, MD 20878

Phone number: (888) 488-2770 or (301) 838-7000

Should I contact or pay Global Credit Network?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Global Credit Network is to work with a credit repair professional. They help remove millions of negative items every year from companies like Global Credit Network on behalf of their clients.

Will Global Credit Network sue me or garnish my wages?

Like most debt collection agencies, Global Credit Network (GCN) does have the legal right to sue for unpaid debts. If they win a lawsuit against you, they could potentially receive a court judgment that allows them to garnish your wages or levy your bank account to repay the debt.

However, wage garnishment is not a straightforward process and involves numerous steps. The laws and procedures regarding wage garnishment vary significantly by state and by type of debt.

Global Credit Network Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Global Credit Network

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Global Credit Network to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Global Credit Network may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Global Credit Network must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Global Credit Network cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Global Credit Network From Your Credit Report Today!

Credit Saint can assist you in disputing Global Credit Network accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.