How to Remove Gregory Funding From Your Credit Report

Is Gregory Funding hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Gregory Funding?

Gregory Funding, LLC is a mortgage loan servicer and debt collection agency headquartered in Tigard, Oregon.

You may see them listed on your credit report as a collections account. This can happen if you missed a mortgage payment.

Who does Gregory Funding collect for?

Gregory Funding collects delinquent debts on behalf of original creditors.

Is Gregory Funding legit or a scam?

Gregory Funding, LLC is a legitimate mortgage loan servicer. However, they may repeatedly spam call, text, or email you.

How can I remove Gregory Funding from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors may prefer that we don’t mention this, but you have the right to know.)

Lexington Law is a professional credit repair company that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Gregory Funding, LLC Contact Information

Address:

Gregory Funding, LLC
9400 SW Beaverton Hillsdale Hwy
Beaverton, OR 97005

Mailing address:

Gregory Funding, LLC
PO Box 230579
Tigard, OR 97281-0579

Phone number: (866) 712-5698

Should I contact or pay Gregory Funding, LLC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Gregory Funding is to work with a credit repair professional. They delete millions of negative items every year from companies like Gregory Funding, LLC on behalf of their clients.

And they may be able to help you too.

Will Gregory Funding, LLC sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. It’s also possible that you never hear from or have to deal with Gregory Funding, LLC again.

Call Lexington Law to learn how they can help you.

Wage Garnishment

Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Gregory Funding to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.

Is Gregory Funding hurting my credit score?

Any derogatory item on your credit report, including a collections account, may harm your credit score.

Debt collectors often buy and sell debt from one another. This can lead to multiple collections on your credit report for the same account.

If you don’t dispute each account with the credit bureaus and get them removed, they can damage your credit score.

Gregory Funding, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Gregory Funding, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Gregory Funding, LLC does too.

Your Rights When Dealing with Gregory Funding, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Gregory Funding to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Gregory Funding may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Gregory Funding must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Gregory Funding cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Gregory Funding From Your Credit Report Today!

Lexington Law can assist you in disputing Gregory Funding collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.