Who is Gregory Funding?
Gregory Funding, LLC is a mortgage loan servicer and debt collection agency headquartered in Tigard, Oregon. As a mortgage loan servicer, they manage various tasks related to mortgage loans, such as processing loan payments, responding to borrower inquiries, and managing escrow accounts.
Additionally, their role as a debt collection agency means they also handle the recovery of unpaid debts. If, for instance, there has been a lapse in your mortgage payments, you might notice Gregory Funding appearing on your credit report as a collections account.
Who does Gregory Funding collect for?
Gregory Funding’s area of specialization is in the recovery of past-due debts, particularly those related to mortgage loans. They operate on behalf of the original creditors – often financial institutions like banks or mortgage lenders.
Is Gregory Funding legit or a scam?
Gregory Funding, LLC is a legitimate mortgage loan servicer. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them about a debt, it’s important to verify the debt’s validity before agreeing to any payments.
How can I remove Gregory Funding from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Gregory Funding, LLC Contact Information
Gregory Funding, LLC
9400 SW Beaverton Hillsdale Hwy
Beaverton, OR 97005
Gregory Funding, LLC
PO Box 230579
Tigard, OR 97281-0579
Phone number: (866) 712-5698
Should I contact or pay Gregory Funding, LLC?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Gregory Funding is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gregory Funding, LLC on behalf of their clients.
Will Gregory Funding, LLC sue me or garnish my wages?
Gregory Funding, LLC has the ability to initiate legal proceedings to recover unpaid debts. If they proceed with a lawsuit and secure a judgement in their favor, it might lead to wage garnishment as a method to collect the owed debt. Keep in mind, however, such actions are typically seen as a last resort in the debt recovery process.
Gregory Funding, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Gregory Funding, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gregory Funding, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Gregory Funding to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Gregory Funding may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Gregory Funding must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Gregory Funding cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Gregory Funding From Your Credit Report Today!
Credit Saint can assist you in disputing Gregory Funding collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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