Who is Gulf Coast Collection Bureau?
Gulf Coast Collection Bureau, Inc. (GCCB) is a debt collection agency based in Sarasota, Florida. Established over four decades ago, GCCB has been involved in the debt collection industry, primarily focusing on recovering overdue payments.
If you have any outstanding bills that have been left unpaid, your account might be handed over to GCCB for debt collection.
Who does Gulf Coast Collection Bureau collect for?
Gulf Coast Collection Bureau is primarily engaged in the collection of medical debts. They work on behalf of healthcare providers, such as hospitals, clinics, and other medical institutions, to collect unpaid bills. These can include charges for treatments, consultations, medications, or surgeries that patients have not paid.
Is Gulf Coast Collection Bureau legit or a scam?
Gulf Coast Collection Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Gulf Coast Collection Bureau from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Gulf Coast Collection Bureau (GCCB) Contact Information
Address:
Gulf Coast Collection Bureau, Inc.
5630 Marquesas Cir
Sarasota, FL 34233
Phone number: (866) 991-7360 or (941) 927-6999
Should I contact or pay Gulf Coast Collection Bureau?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Gulf Coast Collection Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gulf Coast Collection Bureau on behalf of their clients.
Will Gulf Coast Collection Bureau sue me or garnish my wages?
Gulf Coast Collection Bureau, like many other debt collection agencies, is entitled to sue for unpaid debts. However, it’s not a guarantee that they will. They usually resort to a lawsuit if they can’t collect the debt through traditional means. It’s also worth noting that even if they win the lawsuit, they can only garnish your wages if it’s legal in your state and they have been granted permission by a court.
Gulf Coast Collection Bureau, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gulf Coast Collection Bureau, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Gulf Coast Collection Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Gulf Coast Collection Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Gulf Coast Collection Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Gulf Coast Collection Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Gulf Coast Collection Bureau Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing Gulf Coast Collection Bureau collections. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
