Who is Gulf Coast Collection Bureau?
Gulf Coast Collection Bureau, Inc. (GCCB) is a debt collection agency based in Sarasota, Florida. Established over four decades ago, GCCB has been involved in the debt collection industry, primarily focusing on recovering overdue payments.
If you have any outstanding bills that have been left unpaid, your account might be handed over to GCCB for debt collection.
Who does Gulf Coast Collection Bureau collect for?
Gulf Coast Collection Bureau is primarily engaged in the collection of medical debts. They work on behalf of healthcare providers, such as hospitals, clinics, and other medical institutions, to collect unpaid bills. These can include charges for treatments, consultations, medications, or surgeries that patients have not paid.
Is Gulf Coast Collection Bureau legit or a scam?
Gulf Coast Collection Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Gulf Coast Collection Bureau from my credit report?
Gulf Coast Collection Bureau collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Gulf Coast Collection Bureau (GCCB) Contact Information
Gulf Coast Collection Bureau, Inc.
5630 Marquesas Cir
Sarasota, FL 34233
Phone number: (866) 991-7360 or (941) 927-6999
Should I contact or pay Gulf Coast Collection Bureau?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Gulf Coast Collection Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gulf Coast Collection Bureau on behalf of their clients.
Will Gulf Coast Collection Bureau sue me or garnish my wages?
Gulf Coast Collection Bureau, like many other debt collection agencies, is entitled to sue for unpaid debts. However, it’s not a guarantee that they will. They usually resort to a lawsuit if they can’t collect the debt through traditional means. It’s also worth noting that even if they win the lawsuit, they can only garnish your wages if it’s legal in your state and they have been granted permission by a court.
Gulf Coast Collection Bureau, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gulf Coast Collection Bureau, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Gulf Coast Collection Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Gulf Coast Collection Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Gulf Coast Collection Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Gulf Coast Collection Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Gulf Coast Collection Bureau Collections From Your Credit Report Today!
Credit Saint can assist you in disputing Gulf Coast Collection Bureau collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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