If Hillcrest, Davidson & Associates shows up on your credit report, it means they’re trying to collect a debt. Here’s what you need to know about who they are, how they operate, and how to remove them from your credit report.
Who Is Hillcrest, Davidson & Associates?
Hillcrest, Davidson & Associates, LLC is a third-party debt collection agency based in Richardson, Texas. Their job is to collect unpaid debts on behalf of other companies.
When they appear on your credit report, it means they’ve been assigned to recover a debt that hasn’t been paid.
Who Does Hillcrest, Davidson & Associates Collect For?
This company focuses on medical debt collection. They typically pursue unpaid balances from:
- Hospitals
- Doctor’s offices
- Medical procedures
- Health-related services
- Possible insurance-related debts
Is Hillcrest, Davidson & Associates Legit?
Yes, they are a legitimate debt collection agency. But that doesn’t mean every claim they make is correct. Always verify the debt before making any payments.
How to Remove Hillcrest, Davidson & Associates from Your Credit Report
A collection account can lower your credit score and stay on your report for up to seven years. If you want to remove it, here are your options:
- Dispute Any Errors: Check your credit report for mistakes and file a dispute with the credit bureaus if needed.
- Request Debt Validation: You have the right to ask for written proof that the debt is real and belongs to you.
- Negotiate a Pay-for-Delete: Some agencies will agree to remove the collection from your credit report if you pay. Always get this agreement in writing.
- Work with a Credit Repair Company: Professional services can help challenge inaccurate or questionable accounts.
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Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay Hillcrest, Davidson & Associates?
Before speaking with a debt collector, make sure the debt is valid and still collectible. Some debts are past the legal time limit for collection.
Also, making a payment could reset the statute of limitations, giving the collector more time to sue you or report the debt.
Many people choose to work with a credit repair service to handle these situations and avoid dealing with collectors directly.
Can Hillcrest, Davidson & Associates Sue You or Garnish Your Wages?
Yes, they can sue you for an unpaid debt. If they win the case and a court issues a judgment, they may be allowed to garnish your wages or take other legal steps, depending on state laws.
That said, legal action is usually their last option. Debt collectors often try to work out a settlement or payment plan first.
Complaints About Hillcrest, Davidson & Associates
Hillcrest, Davidson & Associates has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include:
- Incorrect information on credit reports
- Harassing phone calls or messages
- Refusal to verify debts
If you experience harassment or believe your rights are being ignored, consider filing a complaint with the CFPB or BBB.
Your Rights When Dealing with Hillcrest, Davidson & Associates
Debt collectors must follow strict rules under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA). Your rights include:
- They cannot report false or incomplete information about you
- You can request proof of the debt through a debt validation letter
- They cannot threaten, harass, or use abusive language
- They must clearly identify themselves as a debt collector
- They cannot threaten jail time or arrest for unpaid debts
Hillcrest, Davidson & Associates Contact Information
Mailing Address:
Hillcrest, Davidson & Associates
715 N Glenville Dr, Suite 450
Richardson, TX 75081
Phone Number:
(866) 524-9866
Want Hillcrest, Davidson & Associates Removed from Your Credit Report?
Dealing with collections can feel stressful, but you don’t have to figure it out alone. Credit Saint has helped thousands of people challenge negative items and improve their credit.
They even offer a 90-day money-back guarantee for added peace of mind.
Call (855) 281-1510 or visit their website to see how they can help clean up your credit report.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.