Who is Ideal Collection Services, Inc.?
Ideal Collection Services, Inc., also known as Ideal Recovery & Collection, is a debt collection agency based in Tampa, Florida.
They may appear on your credit report as a collections account if you have an outstanding debt that they are attempting to collect. This can occur if you have not paid a bill and the debt has been transferred to them for collection.
Who does Ideal Collection Services collect for?
Ideal Collection Services primarily focuses on collecting debts related to apartment complex leases. If a tenant fails to pay their lease or leaves an outstanding balance after moving out, the property management company might engage Ideal Collection Services to recover the debt.
Is Ideal Collection Services legit or a scam?
Ideal Collection Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Ideal Collection Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Ideal Collection Services, Inc. Contact Information
Address:
Ideal Collection Services
5223 Ehrlich Rd
Tampa, FL 33624
Mailing address:
Ideal Collection Services
P. O. Box 272407
Tampa, FL 33688
Phone number: (800) 959-0141 or (813) 920-0141
Should I contact or pay Ideal Collection Services, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Ideal Collection Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Ideal Collection Services, Inc. on behalf of their clients.
Will Ideal Collection Services, Inc. sue me or garnish my wages?
Ideal Collection Services, Inc., like any other debt collection agency, has the legal right to file a lawsuit against you for an unpaid debt. If they choose to sue and the court rules in their favor, they might obtain a judgment that could potentially lead to wage garnishment or a bank account levy, depending on the laws in your specific state.
However, it’s important to note that suing is often a last resort for many collection agencies due to the cost and time associated with legal proceedings. Instead, they typically attempt to work out a payment arrangement first.
Ideal Collection Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Ideal Collection Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Ideal Collection Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Ideal Collection Services, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Ideal Collection Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Ideal Collection Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Ideal Collection Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Ideal Collection Services accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
