Ideal Collection Services

Who is Ideal Collection Services, Inc.?

Ideal Collection Services, Inc., also known as Ideal Recovery & Collection, is a debt collection agency based in Tampa, Florida.

They may appear on your credit report as a collections account if you have an outstanding debt that they are attempting to collect. This can occur if you have not paid a bill and the debt has been transferred to them for collection.

Who does Ideal Collection Services collect for?

Ideal Collection Services primarily focuses on collecting debts related to apartment complex leases. If a tenant fails to pay their lease or leaves an outstanding balance after moving out, the property management company might engage Ideal Collection Services to recover the debt.

Is Ideal Collection Services legit or a scam?

Ideal Collection Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Ideal Collection Services from my credit report?

Ideal Collection Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Ideal Collection Services, Inc. Contact Information

Address:

Ideal Collection Services
5223 Ehrlich Rd
Tampa, FL 33624

Mailing address:

Ideal Collection Services
P. O. Box 272407
Tampa, FL 33688

Phone number: (800) 959-0141 or (813) 920-0141

Should I contact or pay Ideal Collection Services, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Ideal Collection Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Ideal Collection Services, Inc. on behalf of their clients.

Will Ideal Collection Services, Inc. sue me or garnish my wages?

Ideal Collection Services, Inc., like any other debt collection agency, has the legal right to file a lawsuit against you for an unpaid debt. If they choose to sue and the court rules in their favor, they might obtain a judgment that could potentially lead to wage garnishment or a bank account levy, depending on the laws in your specific state.

However, it’s important to note that suing is often a last resort for many collection agencies due to the cost and time associated with legal proceedings. Instead, they typically attempt to work out a payment arrangement first.

Ideal Collection Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Ideal Collection Services, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Ideal Collection Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Ideal Collection Services, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Ideal Collection Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Ideal Collection Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Ideal Collection Services From Your Credit Report Today!

Credit Saint can assist you in disputing Ideal Collection Services accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.