If RMP Services has shown up on your credit report, your credit score could be taking a hit. Here’s how to deal with them—and how to get the account removed.
Who Is RMP Services?
RMP Services, LLC—also known as Receivables Management Partners, LLC—is a debt collection agency headquartered in Greensburg, Indiana. They specialize in recovering unpaid medical bills and other debts on behalf of healthcare providers.
In addition to their main office, Receivables Management Partners operates locations in:
- Chicago, Illinois
- Indianapolis, Indiana
- Lansing, Michigan
- Zeeland, Michigan
- Reading, Pennsylvania
- Waco, Texas
If they appear on your credit report, it typically means an unpaid medical account has been sent to collections.
Who Does RMP Services Collect For?
RMP Services provides revenue cycle management for healthcare providers. Their clients include:
- Approximately 200 hospitals
- Over 30,000 physicians and private medical practices
They work with healthcare providers of all sizes, from small clinics to large hospital networks, to collect unpaid medical debts.
Is RMP Services Legitimate?
Yes, RMP Services is a real debt collection agency. But even legitimate companies can report inaccurate information, so it’s always important to verify any debt before making payments or agreeing to terms.
How to Remove RMP Services From Your Credit Report
A collection account can stay on your credit report for up to seven years, hurting your credit score the entire time. But there are ways to get it removed:
- Dispute incorrect information: If the account details are inaccurate or do not belong to you, file a dispute with the credit bureaus to have it corrected or removed.
- Request debt validation: You have the right to ask RMP Services to provide written proof that the debt is valid and the amount is accurate. If they cannot, they must remove the account from your credit report.
- Negotiate a pay-for-delete: Some collection agencies will agree to remove the account from your credit report if you settle the debt. Always get this agreement in writing before sending any payment.
- Work with a credit repair service: Credit repair professionals can dispute collection accounts or negotiate removal on your behalf, saving you time and frustration.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay RMP Services?
Before contacting RMP Services, review your credit report to confirm the debt is legitimate. Credit reports often contain errors, and paying a debt without verifying the details can restart the clock, keeping the negative account on your credit report longer.
If the debt is valid, you can explore settlement or pay-for-delete options. Many people choose to work with a credit repair company to avoid dealing with collectors directly.
Can RMP Services Sue or Garnish Wages?
Yes, RMP Services, or the healthcare provider they represent, has the legal right to sue for unpaid debts. If they take you to court and win, they may be able to:
- Garnish your wages
- Levy your bank account
- Place a lien on your property
The specific actions they can take depend on your state’s laws. However, lawsuits are typically a last resort, as legal action is expensive and time-consuming for both sides.
Complaints About RMP Services
Like many collection agencies, RMP Services has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
Common complaints include:
- Inaccurate credit reporting
- Harassing phone calls
- Failure to verify debts
If your rights are being violated, you can file a formal complaint with the CFPB or BBB.
Your Rights When Dealing With RMP Services
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect consumers from abusive collection practices. Your rights include:
- RMP Services cannot report false or incomplete information on your credit report.
- You can request written proof that the debt is valid and accurate.
- They cannot harass, threaten, or use abusive language.
- They must clearly identify themselves as a debt collection agency in all communications.
- They cannot threaten arrest or legal actions they are not legally allowed to take.
RMP Services Contact Information
Address:
Receivables Management Partners, LLC
8085 Knue Rd
Indianapolis, IN 46250
Mailing Address:
Receivables Management Partners, LLC
PO Box 21626
Waco, TX 76702
Phone: (800) 541-1370
Get Help Removing RMP Services From Your Credit Report
Dealing with collection accounts like RMP Services can be overwhelming, but you don’t have to do it alone. Credit Saint has helped thousands of people remove negative accounts from their credit reports.
With over 15 years of experience, they’ve assisted consumers in improving their credit—and they even offer a 90-day money-back guarantee for peace of mind.
Want to see how they can help? Visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
