Who is Impact Receivables Management?
Impact Receivables Management is a debt collection agency based in Stafford, Texas. They are tasked with the recovery of delinquent debts on behalf of various businesses.
If you see Impact Receivables Management listed on your credit report, it usually means that you have an outstanding debt that has been transferred to them for collection.
Who does Impact Receivables Management collect for?
Impact Receivables Management serves a broad range of original creditors, including businesses in sectors such as healthcare, utilities, retail, financial services, and more.
Is Impact Receivables Management legit or a scam?
Impact Receivables Management is a legitimate company. However, they may use various communication methods, including phone calls, texts, and emails, to contact debtors regarding their outstanding debts.
How can I remove Impact Receivables Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Impact Receivables Management Contact Information
Address:
Impact Receivables Management
11104 W Airport Blvd Suite #199
Stafford, TX 77477
Phone number: (866) 942-9516
Should I contact or pay Impact Receivables Management?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Impact Receivables Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Impact Receivables Management on behalf of their clients.
Will Impact Receivables Management sue me or garnish my wages?
Impact Receivables Management has the right to sue you in court to collect the debt you owe. If they win the lawsuit and receive a judgment against you, they may then have the ability to garnish your wages or bank accounts, or place a lien on your property, depending on the laws of your state.
However, this is generally considered a last resort and can be a costly and time-consuming process for the collection agency. Most debt collectors would prefer to work out a payment plan or settle the debt for a lesser amount, rather than going to court.
Impact Receivables Management Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Impact Receivables Management
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Impact Receivables Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Impact Receivables Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Impact Receivables Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Impact Receivables Management cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Impact Receivables Management From Your Credit Report Today!
Credit Saint offers assistance with disputing Impact Receivables Management collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
