Who is Integral Recoveries?
Integral Recoveries, Inc. is a third-party debt collection agency based in Englewood, Colorado. Their role involves working on behalf of various organizations to collect debts owed by individuals or businesses.
These debts often come about due to unpaid bills or other financial obligations. If Integral Recoveries is listed on your credit report as a collections account, this signifies that they are currently attempting to collect a debt you owe.
Who does Integral Recoveries collect for?
Integral Recoveries serves a wide range of industries, focusing on collecting debts for government agencies, healthcare providers, institutions of higher education, financial service companies, retail and commercial businesses, and utilities.
Is Integral Recoveries legit or a scam?
Integral Recoveries is a legitimate and well-established company. However, their practices can seem intrusive or overwhelming as they may frequently call, text, or email you in their attempt to recover the debt.
How can I remove Integral Recoveries from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Integral Recoveries, Inc. Contact Information
Address:
Integral Recoveries
333 W Hampden Ave Ste 650
Englewood, CO 80110
Phone number: (800) 660-8450
Should I contact or pay Integral Recoveries, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Integral Recoveries is to work with a credit repair professional. They help remove millions of negative items every year from companies like Integral Recoveries, Inc. on behalf of their clients.
Will Integral Recoveries, Inc. sue me or garnish my wages?
Like any debt collection agency, Integral Recoveries, Inc. is entitled to sue you for an unpaid debt. If they choose to pursue this course of action and successfully obtain a judgment against you in court, they may potentially be able to garnish your wages or levy your bank account, depending on the laws in your specific state.
However, it’s important to note that litigation is often a last resort for collection agencies. It is a time-consuming and costly process, so these agencies are usually open to negotiating a payment plan or settling the debt for less than the full amount owed before choosing to go to court.
Integral Recoveries, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Integral Recoveries, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Integral Recoveries
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Integral Recoveries to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Integral Recoveries may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Integral Recoveries must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Integral Recoveries cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Integral Recoveries From Your Credit Report Today!
Lexington Law can assist you in disputing Integral Recoveries collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
