Investment Retrievers

Who is Investment Retrievers?

Investment Retrievers, Inc. is a debt collection agency and debt buyer based in Folsom, California.

If they appear on your credit report as a collections account, it implies that they have purchased your delinquent account from an original creditor and are now responsible for collecting the outstanding debt.

Who does Investment Retrievers collect for?

Investment Retrievers primarily operates as a debt buyer. They purchase portfolios of delinquent debt from lenders and credit card companies, often at a fraction of the original owed amount. Once they own these debts, they then take on the responsibility of collecting the outstanding amounts from the consumers.

Is Investment Retrievers legit or a scam?

Investment Retrievers, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Investment Retrievers from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Investment Retrievers, Inc. Contact Information

Address:

Investment Retrievers, Inc.
950 Glenn Dr. Ste 160
Folsom, CA 95630

Phone number: (916) 941-8851

Should I contact or pay Investment Retrievers, Inc.?

Before contacting a debt collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Investment Retrievers, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Investment Retrievers, Inc. on behalf of their clients.

Will Investment Retrievers, Inc. sue me or garnish my wages?

Investment Retrievers, Inc. can potentially sue if other debt collection attempts have been exhausted. If they successfully win a lawsuit and obtain a court judgment against you, they could garnish your wages as a method of debt recovery. However, this is typically a last resort due to the time, effort, and cost associated with legal proceedings.

Investment Retrievers, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Investment Retrievers, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Investment Retrievers to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Investment Retrievers cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Investment Retrievers must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Investment Retrievers cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Investment Retrievers From Your Credit Report Today!

Credit Saint can help you dispute Investment Retrievers collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.